If you are comfortable with the current one...thenvstick to it.
What can they do or willing to do ensure that the agent can never access your account again?
Will a new agent for that again?

FSM managed account portfolio = they hv and can make changes to your holding very frequenty...no charges applied for exchanging funds....just the usual portfolio mgmt charges.
They hv no access to make changes to your none managed portfolio account.

If you are buying prs any platform.

If you are buying unit trust FSM.got Bette rinterface. I know poems just change their interface recently. Have to call in to tell them you don't want agent. For me my poems no agent also.

If you want access to better fund, poems sg.

above is his problem...
that post and a few more of his posts gives more details

This post has been edited by MUM: Mar 11 2023, 03:40 PM

I manage to get account reset just before end of operation hour, the manager of this agent said will assign another new agent to assist me next week. I have can file report bla2 and they will take official action once report received or I can settle with the agent privately?! Welp, I am not sure if this is appropriately handled, but there must be some serious SOP issues which provide the loophole. Manager sounds a bit dodgy, I think he is suggesting to settle down quietly, probably not gonna explain to me in details of the loophole. What would you do up to this point?

Whats the difference : FSM managed account portfolio vs Stashaway ?

poems = Phillip Capital Sdn Bhd (A member of PhillipCapital Group of companies)

phillip mutual eunittrust = Phillip Mutual Berhad (A member of PhillipCapital Group of companies)

are they different, backend?

=====

Sidenote: Is there a different thread or other forums where I can ask for more opinions? Thanks!

This post has been edited by jwgs0010: Mar 11 2023, 06:48 PM

Whats the difference : FSM managed account portfolio vs Stashaway ?
Try explore FSM website,...
https://www.fsmone.com.my/managed-portfolios

Try explore Stashaway website
https://www.stashaway.my/general-investing-stashaway

simple summary,
FSM is focused on UT investment
Stashaway is focused on ETFs investment
FSM costed more to buy & hold than Stashaway

Is there a different thread or other forums where I can ask for more opinions?
FSM thread
FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing
https://forum.lowyat.net/topic/4193169

Stashaway thread,
StashAway Malaysia, Multi-Region ETF at your fingertips
https://forum.lowyat.net/topic/4750563

This post has been edited by MUM: Mar 11 2023, 09:47 PM

Avoid both FSM managed portfolio and stashaway. Returns not that good. Better to just buy sp500 etf

SPY, VOO? Heard of it, just buy and keep 10 years = peace of mind but am not too sure of the available/best channels in Malaysia to get them, taxing, other details etc...any recommended readups (updated) ? Highly appreciate summaries as I am seriously
I have too many tabs opened on my browser while researching my case + looking into multiple threads for info

This post has been edited by jwgs0010: Mar 11 2023, 11:18 PM

buy and keep for 10 years = peace of mind???

that was 30 yrs ago,....

since S&P500 etfs is directly corelated to S&P500 index.
if you are not lucky enough,....then it could be the reverse too ....have to wait long long time to breakeven

the attached chart i got 12 months ago...



Attached thumbnail(s)

If you don't mind US dividends tax, get VOO (cheaper)
If you want to do covered call go for SPY

Of course with US ETF, you need to consider dividend tax of 30%.

If you want to avoid the dividend tax, go with CSPX listed on LSE UK

Broker: Interactive broker

Principal global titans still suspended by EPF. They really want us to buy Malaysian market.

Other asset managers don't offer global funds that you can buy via EPF-MIS?

I think public mutual got. I want US access. I don't want china access. US stocks > china in terms of quality.

Not to mention majority of the unit trust available in Malaysia sucks and can't even match EPF returns.

This post has been edited by Ramjade: Apr 20 2023, 03:23 PM

Are any other mutual fund companies doing a better than Public Mutual?

If yes, can recommend?

For DIY, need to adhere to EPF list of approved funds. You may check out Philip Managed Account for Retirement for Principal Global Titan funds and other quality funds that are not approved by EPF.

Best,
Jiansheng

Compare the individual funds instead of fund management companies.

You may use platforms such as FSMOne to do your comparison.

Best,
Jiansheng

I want to use EPF money to buy global titans.

Philip Managed Account for Retirement is using EPF money.

Unable to even access the page since yesterday. Will try again tomorrow. Doesn't instill confidence as website is down during weekends. Lol.

They don’t have the best UI however they are licensed by Securities Commission of Malaysia.

I know. I have an account with eunittrust. Lol. But unable to access that Philip Managed Account for Retirement site.

Upon closer inspection services charge of 3% for each transaction. I will just leave my money inside EPF

This post has been edited by Ramjade: May 1 2023, 01:04 PM