Hey, anyone have experience in buying amb value A Fund? I bough it from bank one and half year ago. Recently my RM told me that this fund must sell during the dividen giving time then only buy back after two week to earn more. Because the nav price will drop.

I not sure whether to trust them or not, whether they trying to makan my 4% sales charge everytime I buy back. Any sifu have heard biut this before?

I see, I wil have my study first then. Since I just start working. I have small capital so I need to manage my money well. Thx

But how come my statement still showing losses it should reflected in my statement right?

Is it a good time to accumulate more ?

EPF Revises List Of Unit Trust Funds For 2015/2016

The Employees Provident Fund (EPF) today published the 2015/2016 List of Fund Management Institutions (FMI) and unit trust funds for the EPF Members Investment Scheme (EPF-MIS), for the period between 1 April 2015 and 31 March 2016.

For the period of 2015/2016, a total of 216 unit trust funds from 21 FMIs are qualified to be offered, compared with 230 unit trust funds for the period of 2014/2015.

For the full list of funds offered under each appointed FMI, members can refer to myEPF website at
http://www.kwsp.gov.my/portal/en/web/kwsp/...vestment-scheme

More info: KWSP

Based on my experiences with 100% foreign funds via EPF (yes yes, EPF allowed before), nothing happens to existing invested funds. NEW invesments tak masuk je.
<still holding those funds currently >

I agree, portfolio rebalancing is great but certain funds have switching fee to transfer between funds of the same fund houses while rebalancing between different fund houses would incur sales charge.

I'm wondering does the same problem happens under Fundsupermart?

So far the best way I know to do portfolio rebalancing is through a WRAP account as the switching between funds are free and usually have lower sales charge. Wondering if there is any other alternative? I'm open to any ideas....

Click tis http://www.kwsp.gov.my/portal/en/web/kwsp/...vestment-scheme

looks like less fund listed compare with last time 

Manulife introduces Asian Small Cap Equity fund targeting sophisticated investors
http://www.theedgemarkets.com/my/article/m...rs?type=Markets

p/s:  this particular fund is a wholesale fund, investors with a personal net assets value exceeding RM3 million only can buy

that's why already said "targeting sophisticated investors" 

one  need not be sophisticated or in possession of millions to invest in small cap funds.plenty in the market
indeed this kind of privelege is only confined to hedge fund  investors -which in essense is not unsimilar to mutual funds

pro talking, we newbie don't understand a word of it 

you can continue to wait for responses or can try contact EI directly and posts the answer here?

If I was right, their charges are the same as any unit trust agents which is the standard rate of 3% sales charge.

FSM is lower since they are charging at 2%.

The only one I know that can give lower is Financial Planners which can give 0% sales charge for EPF through iFast, but I doubt any FP would be willing to do this unless NAV transfer.

NAV stands for Net asset value.

NAV transfer is a fund transfer from one nominee to another nominee or a fund to another fund.
For example : I have a client who already invest in Public Mutual EPF with an agent. To attract the client to invest with me, I offer 0% sales charge to the client if the client redempt his investment with Public Mutual and invest with me.

Another example is : A client already invest in FSM EPF. To attract the client to invest with me, I offer 0% sales charge to his current and upcoming EPF investment.

These are just examples. Does not mean it is usually done in real life since this type of offer is pretty much a race to the bottom for the FP.

I don't know if right now is the right time to invest small amount of money in any unit trust. I plan to invest around RM2,000-4,000 in UT for three to five years.