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 Fund Investment Corner v3, Funds101

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SUSPink Spider
post Dec 11 2012, 09:00 PM

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QUOTE(aoisky @ Dec 11 2012, 08:57 PM)
panic sale during 2010, did you still manage profit ?
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When I say panic sale, of cos I sold out at a loss, and a quite significant one too (more than -20%). cry.gif

But this year already recovered everything, now my portfolio as a whole from 2008 to date is giving me IRR of 5.2% p.a. smile.gif

This post has been edited by Pink Spider: Dec 11 2012, 09:01 PM
aoisky
post Dec 11 2012, 09:08 PM

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QUOTE(Pink Spider @ Dec 11 2012, 09:00 PM)
When I say panic sale, of cos I sold out at a loss, and a quite significant one too (more than -20%). cry.gif

But this year already recovered everything, now my portfolio as a whole from 2008 to date is giving me IRR of 5.2% p.a. smile.gif
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just concern bro who know your panic sale still manage some profit lerr. -20% only, during that time economic downturn sure all in red lo, as you know UT mean for long term investment i wonder why you are impatient 2 years only already desperate sale.
if say you keep it instead of sale would it be different ?
SUSPink Spider
post Dec 11 2012, 09:15 PM

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QUOTE(aoisky @ Dec 11 2012, 09:08 PM)
just concern bro who know your panic sale still manage some profit lerr. -20% only,  during that time economic downturn sure all in red lo, as you know UT mean for long term investment i wonder why you are impatient 2 years only already desperate sale.
if say you keep it instead of sale would it be different ?
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No, I did a simulation to see "what if" I had not sold out. The result I got was that I wouldn't be much better off had I remain invested.

Oh btw when i said "sold out", I did not put all the money back in the bank, I switched out to money market/bond funds which yield around 3% p.a. icon_rolleyes.gif

This post has been edited by Pink Spider: Dec 11 2012, 09:40 PM
hafiez
post Dec 11 2012, 09:27 PM

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QUOTE(aoisky @ Dec 11 2012, 08:57 PM)
panic sale during 2010, did you still manage profit ?


Added on December 11, 2012, 9:00 pm

Your Fund Movement referring to ? how you define fund movement ?
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up & down of the fund. when to buy, when to sell.

not predict, it just that i set my own target. reasonable enough to exit, i will exit. reasonable enough to buy, i will buy. smile.gif
Hollow21
post Dec 12 2012, 05:11 AM

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QUOTE(Kaka23 @ Nov 26 2012, 03:20 PM)
I got too many funds... haha, but I hv decided to consolidate into only few funds to focus. You know la, last time PM agent as me to buy this buy that, so buy lo. Also OSKUOB officer ask buy this and that, hence got few funds also. So once I consolidate in to FSM, I will slowly focus on;

1) 3 Local funds (2 Equity + 1 Bond) (Kenanga Growth + AMB Dividend + AmDynamic)
2) 1 Asia ex-Jepun fund (Hwang Asia Quantum)
3) 1 GEM Fund (not yet decide)
4) 2 Alternative asset funds (OSK Gold and General + Energy)
5) 1 REIT fund (AmAsia PAC Reits)

Above just my direction, may change as well on the fund selection. But AmDynamic + Gold and General + Energy + AmAsia PAC Reits already got la.

What is your plan?
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How's the income return for the REIT fund you own? Mostly weighted towards Sing + HK REITS I reckon? I am debating whether to own M-REITS or go for a fund like you did....
SUSPink Spider
post Dec 12 2012, 07:22 AM

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QUOTE(Hollow21 @ Dec 12 2012, 05:11 AM)
How's the income return for the REIT fund you own?  Mostly weighted towards Sing + HK REITS I reckon? I am debating whether to own M-REITS or go for a fund like you did....
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Past 1-year return 20%++
Current portfolio yield about 5%
Overweight Singapore and Australia REITs, Japanese REITs also feature quite prominently

I bought in 4 months ago, current IRR 7%+
Kaka23
post Dec 12 2012, 07:37 AM

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QUOTE(Pink Spider @ Dec 12 2012, 08:22 AM)
Past 1-year return 20%++
Current portfolio yield about 5%
Overweight Singapore and Australia REITs, Japanese REITs also feature quite prominently

I bought in 4 months ago, current IRR 7%+
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+1
SUSPink Spider
post Dec 12 2012, 01:18 PM

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Asian stocks at 1 year high sweat.gif
Kaka23
post Dec 12 2012, 02:04 PM

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QUOTE(Pink Spider @ Dec 12 2012, 02:18 PM)
Asian stocks at 1 year high sweat.gif
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There goes my Asia Quantum Fund.. need to delay purchasing. But my hand itchy la..
SUSPink Spider
post Dec 12 2012, 02:49 PM

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QUOTE(Kaka23 @ Dec 12 2012, 02:04 PM)
There goes my Asia Quantum Fund.. need to delay purchasing. But my hand itchy la..
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Teach u a trick...buy in RM1,000 Hwang Asia Quantum, then IMMEDIATELY switch out RM500 to Hwang Select Bond. Voila! Instant DIY balanced fund with exposure to Asia small-mid cap icon_idea.gif
hafiez
post Dec 12 2012, 04:08 PM

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Because of the north korea rocket launching?
Kaka23
post Dec 12 2012, 08:42 PM

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QUOTE(Pink Spider @ Dec 12 2012, 03:49 PM)
Teach u a trick...buy in RM1,000 Hwang Asia Quantum, then IMMEDIATELY switch out RM500 to Hwang Select Bond. Voila! Instant DIY balanced fund with exposure to Asia small-mid cap icon_idea.gif
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Haha.. In order to get this 2 funds, I need rm2k. Don't hv enough lei..
SUSPink Spider
post Dec 12 2012, 08:46 PM

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QUOTE(Kaka23 @ Dec 12 2012, 08:42 PM)
Haha.. In order to get this 2 funds, I need rm2k. Don't hv enough lei..
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doh.gif

I asked u to buy in RM1,000 on Asia Quantum
Then T+4 when the purchase is finalised switch out half i.e. RM500 to Select Bond
Kaka23
post Dec 12 2012, 08:54 PM

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QUOTE(Pink Spider @ Dec 12 2012, 09:46 PM)
doh.gif

I asked u to buy in RM1,000 on Asia Quantum
Then T+4 when the purchase is finalised switch out half i.e. RM500 to Select Bond
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I thought select bond also has initial investment of rm1k. Right?
SUSPink Spider
post Dec 12 2012, 09:21 PM

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QUOTE(Kaka23 @ Dec 12 2012, 08:54 PM)
I thought select bond also has initial investment of rm1k. Right?
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Minimum initial investment is not relevant to switch-in

U can switch in/out as long as the minimum holding requirement is met
Kaka23
post Dec 12 2012, 09:25 PM

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QUOTE(Pink Spider @ Dec 12 2012, 10:21 PM)
Minimum initial investment is not relevant to switch-in

U can switch in/out as long as the minimum holding requirement is met
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oh... okok, thanks for teaching me something new to me today! haha..
Dino168
post Dec 12 2012, 10:01 PM

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Anybody know what happened to Hwang Select Bond fund? Dropped ~2& this week? Defaulted bond ... does not seem to indicate drop price due to dividend declaration. doh.gif
SUSPink Spider
post Dec 12 2012, 10:07 PM

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QUOTE(Dino168 @ Dec 12 2012, 10:01 PM)
Anybody know what happened to Hwang Select Bond fund?   Dropped ~2& this week?   Defaulted bond ... does not seem to indicate drop price due to dividend declaration.     doh.gif
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Dividend. Check FSM homepage


Added on December 12, 2012, 10:08 pmRM0.01 sen gross per unit, went ex-dividend on 10th Dec

This post has been edited by Pink Spider: Dec 12 2012, 10:08 PM
aoisky
post Dec 12 2012, 10:12 PM

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QUOTE(Pink Spider @ Dec 12 2012, 09:21 PM)
Minimum initial investment is not relevant to switch-in

U can switch in/out as long as the minimum holding requirement is met
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i c. any charges for switching in between these two fund ?
SUSPink Spider
post Dec 12 2012, 10:29 PM

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QUOTE(aoisky @ Dec 12 2012, 10:12 PM)
i c. any charges for switching in between these two fund ?
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Asia Quantum SC = 2%
Select Bond SC = 1.5%

When u switch from AQ to SB, zero charges. U get 0.5% "credit" to be utilised for future switching
When u switch from SB to AQ, u will incur 0.5% SC

Get it?

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