Each losing about RM1K?

How big is your portfolio

Sad to say yes.. Each I got rm6k. Sigh.. Wrong move..

If u put 6K in Hwang Asia Quantum or Kenanga Growth, u would be laughing like this >>> now

You are right, unfortunaly others fund is only like 1k++, top up like rm100 each time. Last beginning of last year, when ppl are chasing gold price in banks, I decided to buy in these 2 funds for rm5k each.

Hope the market will rally again towards up up up.

Then run again. Teeehehheheee...

^
LYN master UT trader?

For me, I prefer to build a balanced portfolio and buy-and-hold.

Every people has its own way of investing. Im more to; buy, invest, profit, i sell. Rather than i juggle my profit. Yes i can put them in parking lot, but i prefer to have black n white showing the profit in my account. Then i start with new amount. We both have the same mission, but with different objectives.

Maybe u like to pile up your profit. But for me, no. Once i reach 10% in a year, consider good. Then i sell. I start with new amount. The cycle goes like at in every of my investment.

If u ask what im doing right, im buying rather then sell.

Selling period are over for me last 2-3 weeks when the market at its high region. Now i just buy buy buy because for me, the current situation told me to do so. Klci 1607, that is the last points i bought. Now i just sit back and relax. Market for sure will rebound, else those blue chip companies can close down. So, i just follow the flow. When i think the time is reasonable enough to exit, i will exit. Exit here i mean in two ways, switch out OR redeem. Depends n the current value (meet my satisfied profit or not).

Agreed once it reach more than 10% pa per average than i would sell consider good income already in UT.

10% in a year

U a master fund picker

My approach to UT investing is more of a "portfolio approach", my aim is to create a portfolio (thru trial and error and experience) that can deliver the returns come rain or shine over the long term.

may i know your long term investment is how long ya ?

Yes PS, im practicing medium to long term investment as that is the number one characteristics of UT. but if u can manage to get 10%/year, that is good enough already. Please note that my investment got SC ranging from 3% to 6.5%. Still, i manage to get 10% per annum clean. But for the 6.5% sc, i need to be more patience and pick good fund to perform.

This post has been edited by hafiez: Dec 11 2012, 08:23 PM

mind to share your fund pick ?

I treat UT as a retirement fund supplement to my EPF savings.

IC. don't tell me you haven't sale any of your UT fund invested till today

i think i already listed down my 'tools'. but nevermind, i think its in old thread. i list them again.

Local + abit foreign funds
CIMB Islamic DALI Equity Growth Fund
CIMB Islamic DALI Equity Fund
CIMB Islamic DALI Equity Theme Fund
CIMB Islamic SmallCap Fund
CIMB Islamic Balanced Fund

Foreign Fund
CIMB Islamic Global Commodities Fund

Parking Fund/Facility
CIMB Islamic Sukuk Fund

all have its own risk and performance. i may use them depends on current surroundings/situation.

and u wont find all these funds in FSM. u need to go through CWA UTMC or CIMB Bank.

8 new funds from CIMB will be on board on FSM this month. But, the funds you are holding are not included yet..

http://www.fundsupermart.com.my/main/resea...?articleNo=2982

All under CIMB. Good return ? CWA UTMC ?

1st started in 2008, got overly aggressive during 2009-2010 (overweighted equities, mainly Asian and Emerging Markets), panicked during 2010 and sold most of my holdings then.

Restarted this year with a portfolio approach and most likely will remain invested til I retire.

those funds listed down in the link you've given?

ohh okay, but im practicing shariah-compliants funds only. so, i didnt know how does those listed funds performance.

for me, yes it gives me good return. i didn't depend on the funds return, but im depending on the fund movement.

im not sure the correct definitions of return whether from distribution or what, but im more on capital gain. that's why i rely on the funds movement.

panic sale during 2010, did you still manage profit ?

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Added on December 11, 2012, 9:00 pmYour Fund Movement referring to ? how you define fund movement ?

This post has been edited by aoisky: Dec 11 2012, 09:00 PM