hi, thanks, but have u seen the pictures? the workshp point of view is the car is repairable..the loss adjustors will likely concur for repair esp with workshop said it can be done...same goes to so to the insurance co, who wants to pay more? JPJ will not have any objection as they wont inspect the car before its repair and rely solely on the report by the workshop and the loss adjustors...and after the car repaired, the PUSPAKOM will approve it..dont worry about it...its predictable..anyone has a case that PUSPAKOM didnot approved the car after repair? if yes, then its strange..as i spoke to the loss adjuster already, they never encounter one before (the loss adjuster has yet to inspect the car anyway) - but THIS IS WORSE CASE SCENARIO.. - i need to think positively as well..it could be really the car can be repaired, without compromising safety..under this circumstance, i shouldnt make small thing as a BIG ISSUE, right?

so leaving me with little options as everything already governed by the law...something i learned today is that based on my conversation with loss adjuster, the A-pillar is not critical compared to centre pillar B & C..so chances are the car wont be total loss..

so what im gonna do next:

1) Attempt to request for the car declared as total loss (just try my luck);
2) If the car proceed to repair, insist for the car to be sent to UMW toyota..(the loss adjuster said, if the car repaired by the outside workshop, it wont be back to the original conditions - he shared this view as well. So he suggests to me that its my rights to ask for this, but dont tell the insurance co that he was the one suggesting it. the reason is the costs or repair is far costly compare to the outside workshop and insurance co wont like it..!
3) im not gonna be the person who will apply to JPJ for approval otherwise it will contradict to my earlier action for total loss declaration..
4) IF UMW toyota refuses to repair the car, it put me in better position to bargain for total loss.

The replacement cost and labour is around RM60k for new replacement parts but there also 25% discount so the total costs is around RM45k only..safely put the car away from 65% repair cost required for the car to totalled.

the whole idea about this is for the peace of mind, without worrying the safety of the car..