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Need advise- car turtled (accident), Roadworthiness issue & insurance matters
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corad
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 Nov 23 2012, 09:59 AM
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QUOTE(zack2381 @ Nov 23 2012, 09:31 AM) » Click to show Spoiler - click again to hide... «
Appreciate cifus advise on this..
opinion from loss adjustors or car owners with similar kind of experience are most welcomed..
car is almost 2 years old (recond built in 2008), victim of a reckless driver..
Thought the car is repairable as what mentioned by the workshop but friends told its totalled - due to structural damages.
Workshop could be conflicted if declared as total loss as no earnings to the workshop as payment will be direct to owner - frens told..
but frens could be wrong as they are not expert in this field..
insurance co / loss adjustors might be conflicted too right? as they trying possible ways to cut costs for their paymaster..
my worried is in term of roadworthiness, if the car can be repaired without compromising safety, why not? but the workshop said this need 5-6 months to repair- the earliest could be 3 months.. if not a major issues, why taking so long? what do you guys think? As what other forumers have said, A pillar is gone and so is your roof crumple zone. Big chance the donor car will be a write off itself so you're just putting parts from 2 damaged cars together. If you do want to repair it, check the cost. It'll easily be 40% of what you paid for the recond car. So its basically 140% of what the car is worth ... and even if you sell it right after the repairs, what would people pay for it ? RM10k ? This post has been edited by corad: Nov 23 2012, 09:59 AM |
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