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 Need advise- car turtled (accident), Roadworthiness issue & insurance matters

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SUSOptiplex330
post Nov 24 2012, 05:20 PM

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QUOTE(zack2381 @ Nov 23 2012, 09:31 AM)
Appreciate cifus advise on this..
opinion from loss adjustors or car owners with similar kind of experience are most welcomed..
car is almost 2 years old (recond built in  2008), victim of a reckless driver..
Thought the car is repairable as what mentioned by the workshop but friends told its totalled - due to structural damages.
Workshop could be conflicted if declared as total loss as no earnings to the workshop as payment will be direct to owner - frens told..
but frens could be wrong as they are not expert in this field..
insurance co / loss adjustors might be conflicted too right? as they trying possible ways to cut costs for their paymaster..

my worried is in term of roadworthiness, if the car can be repaired without compromising safety, why not?
but the workshop said this need 5-6 months to repair- the earliest could be 3 months.. if not a major issues, why taking so long?
what do you guys think?
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I think the proper term is "constructive total lost" or something like that. It basically means the cost is too high to make repair not worth the trouble. Propose that to the insurance company and they may be agreeable.


 

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