Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

> loan aeon kredit approved.rm7k approved, 688 permonth.loan 12 bulan.

views
     
Faidzal
post Nov 17 2012, 12:25 AM

Getting Started
**
Junior Member
240 posts

Joined: Aug 2008
From: From JB to KL!
people who take loan from aeon = people who cannot get loan from bank because of low level of credit worthiness....
Faidzal
post Nov 17 2012, 12:29 AM

Getting Started
**
Junior Member
240 posts

Joined: Aug 2008
From: From JB to KL!
688 x 12 = 8256

8256- 7000 / 7000 = 0.1799999

maknanya interest rate is 18% per year, aka rate bagi ah long berlesen.

bank pun kalau personal loan bagi 10 - 12%, kalau credit history baik, boleh sampai 5 - 6%.....

sorry kitt, kau dah kena main dengan aeon aka ah long berlesen....

Faidzal
post Nov 17 2012, 12:50 AM

Getting Started
**
Junior Member
240 posts

Joined: Aug 2008
From: From JB to KL!
QUOTE(K.I.T.T @ Nov 17 2012, 12:43 AM)
loan aku 7.5k.la.duti stem rm5 utk 1k....nak buat personal loan skrg bukan senang.kena ada 5 kali gaji pendapatan baru lulus. Dia bagi 7.5 / 5 kali gaji bermaksud anggaran gaji aku 1.5k?

gaji aku 800 je per month.kalau ikut logik mana dapat.btw interest nya0.84 permonth...
*
seperti yang kau tulis sebelum ni, kau takde benda nak beli, tetiba satu company tawar kan loan, kau pun ambik loan tu.

pastu kau guna duit dari loan tu untuk bayar balik loan tu.

kau rugi duit, barang apa pun tak da beli, senang2 aeon untung atas angin.

tak ke bodoh namanya?


Faidzal
post Nov 17 2012, 12:52 AM

Getting Started
**
Junior Member
240 posts

Joined: Aug 2008
From: From JB to KL!
QUOTE(ISawYou @ Nov 17 2012, 12:45 AM)
if apply at aeon also didn't approve?
*
kesian your credit rating is zero.....
Faidzal
post Nov 17 2012, 12:56 AM

Getting Started
**
Junior Member
240 posts

Joined: Aug 2008
From: From JB to KL!
QUOTE(FauxHawk @ Nov 17 2012, 12:47 AM)
I don't even understand what TS is saying, can somebody explain ah XD
*
all i know is ts is a gullible person

just because aeon call u up and offer loan doesn't mean you have to take it.

borrow money from aeon and not planning to use the money except to pay it back to aeon.

i bet ts is a sucker for all those skim cepat kaya/mlm/magic stone etc. schemes...

Faidzal
post Nov 17 2012, 12:59 AM

Getting Started
**
Junior Member
240 posts

Joined: Aug 2008
From: From JB to KL!
QUOTE(funnyTONE @ Nov 17 2012, 12:41 AM)
Aeon would probably be the last bank I'd consider taking loans from. Ah long is probably better compared to them.
*
aeon is technically not a bank, at least in malaysia.

they are licensed under the licensed money lender scheme (ah loong berlesen).

that's why their interest is 18%/year, the maximum interst a licensed ah loong can give.....
Faidzal
post Nov 17 2012, 01:12 AM

Getting Started
**
Junior Member
240 posts

Joined: Aug 2008
From: From JB to KL!
QUOTE(K.I.T.T @ Nov 17 2012, 01:02 AM)
ingat satu perkara.database peminjam aeon dan bank yg ada di malaysia semuanya satu database.bank boleh tahu data peminjam seseorang itu berasaskan database sedia ada.kalau gaji 5k pun tajde kreditkad atau aby data bank pun tak mau byk sangat data bank kata byk komitmen.

Cam kawan aku khwin tempoh hari..nk 5k..pergi sana sini semua bank hampeh semua mintak bukan2.....tapi bila nj beli preve sebijik hutang 9 tahun 2 minggu approved!

Member aku tu keje kat naza. Ttdi.bukan keje kat warung mamak.aku tgk dia aku yg takut.
*
bro, kalau kau reject loan aeon tu pun, bukannya dia terus black list kau.

kalau kau reject skang, tengokla tahun depan diorang try lagi, dan lagi, dan lagi sampai kau setuju.

aku pun banyak terima offer buat loan, pasal aku pun payment loan cantek giler tak de miss macam kau.

tapi aku takde benda nak buat dengan duit tu buat pe aku bazir duit ambik satu lagi loan kan?

pasal kawan kau tu pun satu, bila dia beli keta bank ada collateral, maknanya kalau member kau miss payment sampai berbulan, diorang tarik keta tu pastu jual balik.

kalau personal loan miss payment diorang nak tarik apa pasal tak ada collateral......
Faidzal
post Nov 17 2012, 01:14 AM

Getting Started
**
Junior Member
240 posts

Joined: Aug 2008
From: From JB to KL!
QUOTE(Calvin Seak @ Nov 17 2012, 01:02 AM)
Instead of mocking TS or laughing at him

Maybe we should help him instead to release the burden!
*
i am trying to help ts by making him realise his mistake of taking a loan without having any need to do so.....

Bump Topic Add ReplyOptions New Topic
 

Change to:
| Lo-Fi Version
0.0115sec    0.62    6 queries    GZIP Disabled
Time is now: 19th March 2024 - 12:42 PM