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 Savings Account in Malaysia

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SUSyklooi
post Jan 29 2020, 07:51 PM

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QUOTE(Misz_mais @ Jan 29 2020, 07:34 PM)
Looking to grow my savings. Has anyone used Hong Leong's Pay&Save account? Leaning towards opening an account there. The interest rate looks ok compared to other banks. Now got promo also. Maybe i can get a new phone also while im at it.

https://www.hlb.com.my/en/personal-banking/...promotions.html
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if you really want to grow your savings (per title),...may I suggest that you go for a product that does not "force" you to commit to spending RM500 online and RM500 debit card usage PER MONTH.

each RM100 saved by reducing your monthly spending will do more wonder than this product.
SUSyklooi
post Aug 20 2020, 11:39 AM

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QUOTE(MUM @ Aug 20 2020, 11:04 AM)
this?
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i have kids,...a quick search reaped me this....this would be better then


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SUSyklooi
post Jan 12 2021, 05:07 PM

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QUOTE(Nom-el @ Jan 12 2021, 04:38 PM)
Can a bank close a customer's deposit account without providing any reason? Anyone experienced this before? I have been informed that the bank would like to close all my deposit accounts and asked to go to branch to facilitate that. If I do not act within a certain time frame, my accounts would be automatically closed. When I asked why, I was told they don't really know the reason as it was HQ's order. Can the bank really do that? This is so unfair. vmad.gif vmad.gif vmad.gif
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i got this from google....
not sure if they are still active or if it applies to your bank's T&C governing your S/A....

https://www.pbebank.com/pdf/Banking/pbeSAV001eng.aspx


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SUSyklooi
post Jan 15 2021, 09:11 AM

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QUOTE(axxer @ Jan 14 2021, 10:07 PM)
I just opened a new free basic saving account at bsn a month ago. The staff knew about it but keep persuading me to open normal account instead when i explicitly and firmly said the free basic saving account is what i want. Probably because it doesn't make them money from the yearly fee. The monthly 4x free atm usages and 4x free counter visits is more than enough for me, no need to waste paying yearly fee for unlimited atm and counter visit which I won't even utilize.

Visited the branch again last week to request for my account statement and this time the (different) staff is clueless about the basic saving account. Shes confused and said I don't even have an account with them. Probably the menu for the basic saving account is buried deep within their system lol
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Yr basic saving a/c does mot come with an a/c numbers that can link to your nric numbers in their system too?
By just key in in any of those in their system, I think Yr details with the bank can be dug up even "buried deep within their system", if really that case.
SUSyklooi
post Jan 15 2021, 05:10 PM

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QUOTE(axxer @ Jan 15 2021, 04:55 PM)
She asked me for my ic and scanned it before looking confused and saying I don't even have an account there. Then she asked for my debit card, scanned it and finally be able to find the correct account in their system. The previous staff which helped me opened the account were also having trouble, asked back and fourth with his colleagues a few times about some "code" before he finally able to open the account for me. Basic saving account aren't really a well known thing even for bank staff.
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Thks for telling... BTW, mind telling as asked below?

QUOTE(GrumpyNooby @ Jan 15 2021, 09:00 AM)
Which bank?
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SUSyklooi
post Feb 27 2021, 10:22 AM

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QUOTE(lee90 @ Feb 27 2021, 10:01 AM)
First in Malaysia? I have seen this tablet at hong leong bank early 2020. HLB staff using this to open account for me. Was told they are the first using it at that time.  tongue.gif  tongue.gif
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MOB,...eliminate the need to have customers visit the nearest physical branch for the verification process.
SUSyklooi
post Aug 9 2021, 11:06 PM

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QUOTE(MUM @ Aug 9 2021, 10:58 PM)
i can't remember from which thread,...just recently a forummer posted that a bank advertised remote opening, but end ups he need to go there personally to have his particular verified before he will receive a PW for opening and also need to go there again to confirm account opened

just seem cannot remember which thread or bank name,....
will try to look for it.
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hmm.gif i think it is this....

QUOTE(2 @ Jul 26 2021, 01:00 PM)
I cancelled my application with them.

Too leceh.. sent me message for pre-approved and asked me go branch and verify.  Then tell me to come again if you get approved.

It doesn't serve the purpose with online application and still need to go there for twice.

There are still a lot of better opportunities and why would I go for you
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Cash Rich Savings Account-i Shariah MBSB
https://forum.lowyat.net/topic/5173258/+0#entry101788310

 

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