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 Savings Account in Malaysia

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vernon91
post Nov 23 2016, 11:11 AM

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can any one enlighten me the major different between CIMB Basic SA and Regular SA?

It seems to be the same to me with no major different hmm.gif
vernon91
post Nov 23 2016, 01:31 PM

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QUOTE(Ramjade @ Nov 23 2016, 11:17 AM)
Got. Regular SA means have to pay them yearly fees. If basic saving account, is free.
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i see,

So if i just want to transfer some money between banks and for CIMB clicks, i guess the basic one should be enough?

The yearly fee is for the debit card right hmm.gif

This post has been edited by vernon91: Nov 23 2016, 01:31 PM
vernon91
post Nov 23 2016, 01:44 PM

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QUOTE(Ramjade @ Nov 23 2016, 01:42 PM)
Yes. The basic does come with debit card which is free too. Just limited atm withdrawal. I think 4x/month? Oh, Cimb will try to play dumb that they don't have Basic Saving Account. Also, if you tell them that BNM said each bank must have BSA, they will try to persuade you not to open the Basic Saving Account citing the limted atm withdrawals  vmad.gif  mad.gif  ranting.gif
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Thanks for the info. laugh.gif

BSA should work for me since i don really plan to withdrawn a lot

But dam these marketing strategy vmad.gif
vernon91
post Nov 24 2016, 07:07 PM

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QUOTE(ketnave @ Nov 24 2016, 05:16 PM)
There's no annual fee (debit card) for CIMB Basic SA, but the Basic SA is super limited, as in:
1) Can't transfer out $ via CIMB Clicks
2) Can't pay for CIMB Credit Card using that Basic SA

Basic SA from Public Bank on the other hand is just like a normal / regular saving, just without the annual debit card fees.
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you sure ? That means have to get the Regular SA liao doh.gif

 

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