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 Savings Account in Malaysia

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skylineremix
post May 31 2019, 12:09 AM

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QUOTE(koala225 @ May 30 2019, 03:17 PM)
Debit advice is debit card annual fee which told by cs from fb. I just got back from my home branch, the staff told unable to change to no annual fee with no unlimited withdrawal. The only way is close and open and new account but it is a lot of work. It depends on the staff will help u to do so. I cannot do it at my home branch because my IC change to different state, So I have to open account based on my IC. She said nothing she can do. Reopen account is subject to the branch too because after u close and reopen u need to provide some documents to reopen saving account. The bank in my state told me have to wait 6 months, while my home branch told me only need 24 hours to do so. I also asked how if I terminate my debit card, she said I will no longer to login maybank2u if I do so. There is no other option, as she also show me her text talk to her senior/ HQ I don't know. At least she try her best to help me. Nothing she can do. If really very care the annual fee, u may close your account. I was thinking is there any chance if I close account and open MAE account after that. Because MAE account no need to have saving account in maybank. But you have to close existing account first else the MAE account debit card will link to existing account.
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QUOTE(#Victor @ May 30 2019, 03:40 PM)
may i know what SA are u holding with MBB that got charged with DEBIT ADVICE (annual fee)?

i just browse back my conversation last year with Maybank CS via Facebook regarding annual fee for ATM, was told able to terminate the unlimited ATM withdrwal subscription (RM8.48) at branch.
besides, due to reclassification of account last year, was told that the reclassification will not affect the annual fee subscription option as the subscription is following ATM card but after 1 year it shows that what the CS said is not reliable.

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QUOTE(Ramjade @ May 30 2019, 11:44 PM)
Is posted on Maybank 2u what kind of account it is.
Like mine I told them upfront upon opening an account I want a free basic saving account, I do not want the paid one and they told me gave me a free account.
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I faced the same thing this week.
Savings account open long time ago and never once charged with annual fee.

However, I have current account with Maybank (m2u Premier).
Visit home branch to get service fee refunded and cancel ATM card service for Personal Savings Account. Internet banking still maintain.

Since I hardly withdraw cash from ATM, when needed just instant transfer to my other savings account with other bank and withdraw from there.

Was told that I could apply ATM service for current account without annual fee but have to specifically mention only the current account and pay rm12. Will consider if atm card is really needed in the future.

skylineremix
post May 31 2019, 01:13 AM

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QUOTE(koala225 @ May 31 2019, 12:15 AM)
I visited 2 branches today. Both officer said if i cancel debit card I cannot access maybank2u anymore. But u said can still browse online banking. Do u try to browse online banking after cancel card?
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Online banking still works.

QUOTE(#Victor @ May 31 2019, 12:33 AM)
do u mean Personal Saver account instead? did u get ur annual fee refund? branch officer rejected the refund whereby it was charged just few days ago.
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I got the annual fee refunded for Personal Savers Account.

This post has been edited by skylineremix: May 31 2019, 07:52 AM
skylineremix
post May 31 2019, 07:55 AM

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QUOTE(#Victor @ May 31 2019, 01:32 AM)
sometimes info here is more accurate than what was told by officer. why do they always like to frighten ppl. i was thinking why cancelling of Debit card will revoke the access to M2U whereby credit card users can have access to M2U without CASA with the bank. shouldn't have believe them despite they are more in person

thanks for the confirmation, without asking i would just blindly believe the branch officer that it is not refundable 😑🤦‍♂️
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You're welcome. Glad that information shared could help others.

QUOTE(koala225 @ May 31 2019, 02:29 AM)
I had told the officer I have credit card already link with maybank2u. If I cancel debit card, I can still using credit card to create new account and log on. But she your primary is debit card, the whole online banking will be close. End up did nothing.

My problem now is home branch different town. My IC already changed to new town, so i cannot open and close at the same time. Means I have to open account in my current town then close in my home branch?  But my current town branch officer already said nothing changes if i open a new account? very frustrated. I think i better email to HQ cc to BNM get further action.

May I know your new account account numbers is same with the old account numbers?
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Pretty sure old account number cannot be "re-use".

 

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