Thanks for the update, seems like top 3 saving accounts are these, for now:
1. UOB eAccount: 3.60% p.a. for above RM50k [no max amount]
2. OCBC 360: 2.90% p.a. for 2 easy-to-achieve monthly requirements, 4.10% p.a. with min monthly spending of RM500 [interest earned only up to first RM100k]
3. Alliance SavePlus: 3% p.a. for above RM100k [no max amount]

This post has been edited by shuin1986: Feb 9 2018, 12:27 PM

Yes, yes, and yes.
As long as your saving is above RM50k (up to infinite amount), u will get 3.60% p.a. interest, credited monthly, no need to do anything. - Told by UOB pretty amoi
Can play with the calculator here: https://uniservices1.uob.com.my/jsp/calcula...sav_deposit.jsp

Ops my mistake, will modify later haha

I only know UOB eAccount will waive all MEPS atm withdrawal if u can maintain RM10,000 balance in ur saving account on that month. Will charge first then refund the following month...

And yes, debit card can use for online purchase.

Confirmed with UOB's lenglui staff, if:
1. Ur saving - 20,001 to 49,999, you get 3% p.a. for whole balance
2. Ur saving - above 50,000, you get 3.5% p.a. (was 3.6%) for whole balance, no max limit for now
So if ur acc got rm1,000,000, u get rm35,000 per year.