Jun 15 2014, 07:40 PM
QUOTE(X.E.D @ Jun 13 2014, 03:09 AM)
If you'll be overseas in a country that has the access to global banks (HSBC, Standchart and Citi come to mind), it's sometimes advisable to use their local branches to withdraw vis-a-vis PLUS/Cirrus interbank.
(for example: HSBC charges RM5 per HSBC overseas ATM withdrawal vs RM10 + 1% (I think) on Plus/Cirrus. If you're Premier, you don't have to pay that RM5 too.)
Any kind of annual "fee" on a standard ATM card or checking account would be small in comparison to the interbank fees that you can avoid with overseas branches.
for Citibank MY customers it is totally free of such service charges.(for example: HSBC charges RM5 per HSBC overseas ATM withdrawal vs RM10 + 1% (I think) on Plus/Cirrus. If you're Premier, you don't have to pay that RM5 too.)
Any kind of annual "fee" on a standard ATM card or checking account would be small in comparison to the interbank fees that you can avoid with overseas branches.
you don't need to be a Citigold customer
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