According to the T&C from Ambank below on dormant account, the RM10 fee is one time charge or is RM10 every year?

I have an account with 0 balance and RM10 min deposit. It has been declared as dormant and RM10 has been deducted. This RM10 deduction comes from the RM10 min balance correct? So if I do nothing, will there be further fee incurred? Thanks

If that particular account is already zero balance? Is the bank allowed to take money from another savings account or FD?

Cimb Clicks down again?

Subject: Dormant Account Annual Service Fee
Account number : xxxxx Branch : xxxxx

We note that your account has remained dormant and not operated for a period of time approaching 1 year.
Should your account continue to remain dormant 30 days from the date of this letter, an annual fee of RM10.00 will be imposed and deducted from your account.
To avoid incurring this fee annually, kindly re-activate your account by making over the counter cash withdrawal or cash deposit transaction at any of the Bank’s branches nearest to you.
With above statement from CIMB (for Basic Savings account), is that OK to do online deposit to make it active again? Or must go over counter?

Where can I find comparisons for different accounts between banks?