JUSTONE PRODUCT STREAMLINING AND REVISION OF BONUS INTEREST/BONUS HIBAH/PROFIT RATE

Kindly be informed that to simplify our product offerings, we are streamlining some of our products. Therefore, effective 1 September 2020, the accounts as mentioned in Table 1, Section A below will be known as the accounts named in Table 1, Section B.

All other product features, account numbers, fees and charges will remain unchanged.

Table 1
Section A	Section B
Current Product Name	Now Known As
JustOne Preferred Current Account	JustOne Personal Current Account
JustOne Preferred Savings Account	JustOne Personal Savings Account
Saadiq JustOne Preferred Account-i	Saadiq JustOne Personal Account-i
Saadiq JustOne Preferred Investment Account-i	Saadiq JustOne Personal Investment Account-i

Please take note that effective 1 September 2020, the bonus interest/bonus hibah/profit rate for JustOne Accounts will be revised as follows.





https://av.sc.com/my/content/docs/Announcem...-Sept-20-v3.pdf

I don't know as I don't have current account.
And current account usually got maintenance fee if balance cannot be maintain or no activity.
I'm a salary man; current account is not needed for me.

You want good service; join into the privileged banking level.
Normal banking service is comparable among each other.

Insight - Are you saving too much?

MONEY is an emotional driver. Having too little may be the source of your unhappiness, but, having too much can also cause you a fair amount of stress!

In the field of financial planning, I usually find myself in the position of advising my clients to live within their means in order to save enough for their future.

However, how much is enough? Is there such a thing as saving too much money?

The answer to this is a resounding yes.

Signs that you are a compulsive saver:

> You constantly find yourself worrying about your financial state,
> You feel pain at the thought or action of spending money,
> You keep excessive tabs on every dollar and cent spent,
> You refuse your family of common indulgences,
> You refuse to owe money to others, and
> The thought of retirement scares you.

https://www.thestar.com.my/business/busines...saving-too-much

UOB Malaysia launches UOB Lady's saving account

KUALA LUMPUR: United Overseas (Malaysia) Bhd (UOB Malaysia) has launched the UOB Lady’s Savings Account, the only financial solution for women in Malaysia that combines a savings account with complimentary Takaful coverage for six female-related cancers.

UOB Malaysia’s managing director and country head of personal financial services Ronnie Lim said the bank designed the UOB Lady’s Savings Account to help women grow their nest egg while protecting their savings against six female-related cancers in the event of a diagnosis.

https://www.thestar.com.my/business/busines...-saving-account

Maybank launches online appointment management system

KUALA LUMPUR: Maybank has launched Maybank EzyQ, an online appointment management system for its customers, making it the first bank in Malaysia to introduce such a facility to provide customers with a full suite of banking services.

https://www.thestar.com.my/business/busines...nagement-system

Several banks announce scheduled maintenance, service disruption throughout week

On its website, CIMB said it would be performing maintenance works on its Clicks website today, starting from 2am this morning until 2pm this afternoon.

This would affect bill payment and top up using Debit Cards, viewing of Credit Card details and all Credit Card and Prepaid Card transactions on its banking site, according to the bank.

Public Bank has also issued a system maintenance notice for their banking site for individual and enterprise customers, as well as its PB engage app.

These services would be temporarily unavailable on Oct 8 from 12am to 4am, according to the announcement.

Malayan Banking Bhd (Maybank) tweeted that it would also be carrying out scheduled maintenance for various services on Friday Oct 9, from 11.30pm until 11.59pm.

The services that would be affected include Maybank2u, online payments plus bank transfers; its QR Pay, Wealth, and Maybank2u apps; and the Interactive Voice Response (IVR) call service, according to its announcement.

The bank added that some offline services would also be unavailable in that window, including Debit Card transactions, ATM, smart recycler machine (a combination of cash deposit and ATM) and cheque deposit machine.

Bank Rakyat tweeted that it was also upgrading its core banking system on Oct 9 starting 4pm, and some services would be disrupted until 12pm on Oct 12.

It recommended customers plan their transactions ahead of time to avoid any inconvenience and to keep tabs on any changes via its social media accounts.

Meanwhile, HSBC said maintenance works will affect its customers’ Debit Card online transactions on Oct 10, from 1am to 7am.

https://www.thestar.com.my/tech/tech-news/2...throughout-week

Maybank Will Eventually Phase Out Maybank2u App, Will Be Replaced By MAE



Maybank’s existing mobile banking app, Maybank2u, will eventually be replaced by the new MAE by Maybank2u app introduced today.

At the launch of the new MAE app, both Datuk Abdul Farid Alias, Group President and Chief Executive Offer of Maybank, and Dato’ John Chong, Group Chief Executive Officer, Community Financial Services, confirmed that the existing Maybank2u app will be phased out in the future.

https://ringgitplus.com/en/blog/apps/mayban...ced-by-mae.html

Best High Interest Savings Accounts In Malaysia (October 2020)

(Last update: 9 October 2020)

It’s no secret that all of us would love for our savings to earn more money over time. Fixed deposits aren’t as liquid as savings accounts in the event you need immediate cash, but savings accounts basically give no interest these days… right?

As it turns out, there are several savings accounts in Malaysia that offer high interest rates – some with over 5% p.a.! Of course, there are certain conditions that need to be met to “unlock” the high interest, but there are also some savings accounts that easily offer more than 10 times the interest of a basic savings account.

Link: https://ringgitplus.com/en/blog/budgeting-s...y_-0QVr7oPBFpf0

CIMB Upgrades CIMB Clicks Mobile App For A More Personalised Experience

CIMB has released an updated version of its CIMB Clicks mobile banking app, which it claims to “bring personalisation to a whole new level”. Aside from a new login feature and home screen design, the upgrade also introduces a “personal financial assistant” and a new section that highlights exclusive personalised deals.

With this update, the CIMB Clicks mobile app now has a Quick Login function that lets users access the home screen and various other features via biometric verification (face and fingerprint ID). Once you’ve logged in with the Quick Login function, the session will be remain active for a period of 30 days, where you can immediately get to your home screen without logging in again.



Additionally, the new CIMB Clicks mobile app features the integration of EVA (Enhanced Virtual Assistant). With EVA now included as part of the CIMB Clicks mobile app, users can tap into several new bonus features. For instance, the spend analyser is a new function where EVA categorises all your expenses so that you can track your spending patterns. Meanwhile, the proactive payment reminder function enables EVA to analyse your payment history so that it can remind you of selected upcoming payments – including merchant bill payments, JomPAY, as well as CIMB credit cards and loan payments.



https://ringgitplus.com/en/blog/apps/cimb-u...Z-2Ebvpz0irRXOY

Isn't 3.4.1 (vii) refer to interbank fund transfer?



https://www.rhbgroup.com/files/personal/cur...2019_Eng_BM.pdf

Base rate also needs min balance?

Star Exclusive - Higher savings

PETALING JAYA: Despite the low rates offered to customers, banks continue to see a surge in deposits since the start of the movement control order (MCO) in March.

A senior banker told StarBiz that most, if not all banks have seen double-digit growth in their deposits, specifically, current account savings account (CASA) figures as consumers are choosing to be conservative and are “playing safe” by increasing their savings amid the current uncertain economic environment.

On a year-on-year basis, as of August, deposits from individuals increased by 7% while business deposits went up by 4% compared with July’s gain of 2%.

CASA growth jumped by as much as 20% while fixed deposits (FDs) were generally flat in August, official banking data show.

Read more:
https://www.thestar.com.my/business/busines...-higher-savings

This World Savings Day, It’s Time To Get Money-Savvy With Your Kids

Every year on 31 October, countries around the world are reminded again on the importance of savings through the global event called World Savings Day. With its origin dated way back to 1924, this 90-year tradition was first conceived by the World Savings and Retail Banking Institute (WSBI) with the core missions to increase awareness on why it is important to save and also to promote the habit of saving among the people.

https://ringgitplus.com/en/blog/sponsored/t...RdERFA1f9iNehNo

Charge into the new year with an abundance of wealth

Welcome great fortune with a symbol of prosperity.


(worth RM178)
Deposit Amount: RM68,000 fresh funds (earmark for 4 months)


(worth RM338)
Deposit Amount: RM88,000 fresh funds (earmark for 4 months)

Don't miss this golden opportunity. Deposit with us today to redeem your gift.

Campaign period: 1 November 2020 until 28 February 2021.
Campaign link: https://www.uob.com.my/personal/promotions/casa-cny21.page
T&C link: https://www.uob.com.my/web-resources/person...-tnc-eng%20.pdf

Notice on Revision to Terms and Conditions Governing the CIMB Bank AirAsia Savers Account’s AirAsia BIG Loyalty Points Programme (“the Program”) effective 1 January 2021

Dear Valued Customers,

We hereby give you 21 days’ notice on the amended terms and conditions governing the Program. The amended terms and conditions shall take effect on 1 January 2021.

Please note the change in the name of the Program to CIMB Bank AirAsia Savers Account and BIG Loyalty Program and the attended changes in terminology, for example, amendments from ‘AirAsia Big Loyalty Programme’ to ‘BIG Loyalty Program’, ‘AirAsia BIG Points’ to ‘BIG Points’, ‘AirAsia BIG Member’ to ‘BIG Member’, and ‘Think BIG Digital Sdn Bhd’ to ‘BIGLIFE Sdn. Bhd.’.

Please also be informed the terms and conditions governing the Program have been further simplified for easier understanding, and to include principles of fair treatment:
·English version: Terms and Conditions Governing the CIMB Bank AirAsia Savers Account and BIG Loyalty Program
·Bahasa Malaysia version: Terma dan Syarat yang Mengawal Akaun AirAsia Savers CIMB Bank dan Program BIG Loyalty

Please also note the validity period of the BIG Points of 24 months from the date of crediting. Please be reminded to redeem your BIG Points which is governed by the terms and conditions governing the BIG Loyalty Program which may be viewed at

Lastly please also be informed that with effect on 1 January 2021, the following Birthday Treat benefit will be discontinued:
·The RM5 AirAsia e-Gift Voucher on birthday month when maintaining an average monthly balance of RM3,000.

To view the amended terms and conditions governing the Program as well as product features and benefits of the CIMB Bank AirAsia Savers Account, please visit https://www.cimb.com.my/en/personal/day-to-...rs-account.html

Announcement link: https://www.cimb.com.my/en/personal/importa...conditions.html

Revision of Deposit Rates Effective 1 January 2021
-4 December 2020

We wish to inform that effective 1 January 2021, the revised deposit rates are as follows:
- Revision of Deposits Rates Effective 1 January 2021 (Link:https://www.affinonline.com/AFFINONLINE/media/assets/announcement/BI_ConventionalInterestRate04122020.pdf)

For more information, contact our Call Centre at 03-8230 2222, visit your nearest AFFINBANK branch.

Important Notice: Notice of Amendments to CIMB Bank Berhad and CIMB Islamic Bank Berhad’s Account(s) Terms and Conditions
-14 December 2020

Dear Valued Customers,

We wish to inform you that the terms and conditions governing the following account(s) (as stated below) of CIMB Bank Berhad [197201001799(13491-P)] (“CIMB Bank”) and CIMB Islamic Bank Berhad [200401032872(671380-H)] (“CIMB Islamic”) have been amended. The amended terms and conditions shall take effect on 5 January 2021.

Kindly refer to the attachment for details.
https://www.cimb.com.my/content/dam/cimb/pe...-conditions.pdf



Announcement link: https://www.cimb.com.my/en/personal/importa...counts-tnc.html

Chinese New Year (CNY) Triple Fortune Campaign



Campaign Period:
1 December 2020 to 31 May 2021

Click here for full Terms and Conditions.
https://www.affinonline.com/AFFINONLINE/med...erityTnCEng.pdf

This post has been edited by GrumpyNooby: Dec 22 2020, 06:55 PM

Revision of Terms and Conditions for UOB Malaysia Lady’s Savings Account Bonus Interest Promotion

We have updated Clause 4 of the Terms and Conditions for UOB Malaysia Lady’s Savings Account Bonus Interest Promotion.

Please click below for a copy of the revised Terms and Conditions for Lady’s Savings Account Bonus Interest Promotion. This revised Terms and Conditions will be effective from 1 January 2021.
https://www.uob.com.my/lsa/pdf/lsa-bonus-in...021-tnc-eng.pdf