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 Savings Account in Malaysia

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nexona88
post Apr 22 2026, 01:01 PM

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QUOTE(joice11 @ Apr 22 2026, 11:32 AM)
mean if i dont summit application, they wont know and the acc still continue active even death certificate already been issue?
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Somehow like that...

Just remember... if you do transfer first... then after few years only summit applications to close account... be prepared for police case...

Account no transaction for 1 year considered as
dormant.. 7 year goes to unclaimed department

Online is 3 months

Whatever...
You need to move fast...

This post has been edited by nexona88: Apr 22 2026, 01:03 PM
contestchris
post Apr 26 2026, 12:58 PM
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Anyone knows, for CIMB basic savings account opened online, what is the minimum balance required at all times?
FGG28
post Apr 26 2026, 09:39 PM
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QUOTE(contestchris @ Apr 26 2026, 12:58 PM)
Anyone knows, for CIMB basic savings account opened online, what is the minimum balance required at all times?
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RM20
Ramjade
post Apr 27 2026, 04:31 PM
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QUOTE(contestchris @ Apr 26 2026, 12:58 PM)
Anyone knows, for CIMB basic savings account opened online, what is the minimum balance required at all times?
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All free basic savings account bare minimum always RM20. With the latest news about free basic savings account looks like not everyone gets it.
contestchris
post Apr 27 2026, 05:03 PM
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QUOTE(Ramjade @ Apr 27 2026, 04:31 PM)
All free basic savings account bare minimum always RM20. With the latest news about free basic savings account looks like not everyone gets it.
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Not true, RHB is RM0, Maybank is RM1 and Affin is RM10
Ramjade
post Apr 27 2026, 08:02 PM
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QUOTE(contestchris @ Apr 27 2026, 05:03 PM)
Not true, RHB is RM0, Maybank is RM1 and Affin is RM10
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Eh I use both maybank, Cimb, Hong leong, standard charted all prevent me withdrawing below RM20. So for me it is RM20. You must have use a different account cause yes there are some account that let you keep RM0, RM1 inside. I have experience that with Maybank, Standard chartered also.

Check back the name. If it is basic savings account by right should be RM20 bare minimum.
wira1979
post Apr 28 2026, 08:47 AM

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QUOTE(Ramjade @ Apr 27 2026, 08:02 PM)
Eh I use both maybank, Cimb, Hong leong, standard charted all prevent me withdrawing below RM20. So for me it is RM20. You must have use a different account cause yes there are some account that let you keep RM0, RM1 inside. I have experience that with Maybank, Standard chartered also.

Check back the name. If it is basic savings account by right should be RM20 bare minimum.
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RM20 for CIMB. RM10 for HLB, BRM and Maybank for me.

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