I wonder why someone with 200k income per annum is having so much fuss about the 1k annual fee. Just play a few rounds of golf, you got your ROI immediately.

The CS line (I'm referring to CTB Prestige Concierge Service) is so easy to use. Just key in your Prestige CC number, you'll be diverted to the Prestige Concierge AVR. From there you can immediately speak to an operator or your personal Lifestyle Management Manager currently being managed by Ten Group Lifestyle Management and Concierge Services. What more do you need?

Personally, I've just came back from my golfing trip booked via Prestige Concierge and I am 102% satisfied.