sorry to say when i applied it online the CS STRICTLY (u all should hear her serious firmed voice when come to this part...hahahaha) asked me this question over the phone:

1) the income must be more than rm200k per year (must with prove of income tax payment slip and bank statement clearance)

2) no automatic welcome gift but i will get 180k points that equivalent to the camera(i will check this when i receive my first statement)and ofcoz with terms and conditions..anyway i dont mind this welcome gift or points its not important to me furthermore iam lazy to read the t&c..

3) strictly no annual fees to be waived for any reasons whatsoever..rm1000 i dont mind this too

why my application processed so fast without any hassle?
coz i gave them all the documents, all my bank statements (6 months) and everything i have to them..lol

i guess the strict min income imposed here due to the new card introduced to the market..maybe oneday the requirement wont be so strict anymore..(correct me if iam wrong)