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Credit Cards Citibank Credit Cards V2, Discuss here

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ms_november
post Nov 18 2013, 08:25 AM

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any1 know how long citibank clear card application process is? i applied 2-3 weeks ago, still no news. the agent said need to wait more coz the process somehow is longer. i called the hotline and gave my new ic no., the operator replied they didnt found my record.

any opinion? shall i wait some more or apply another credit card from other bank? hmm..
ms_november
post Dec 19 2013, 12:16 PM

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QUOTE(namh @ Dec 12 2013, 10:19 PM)
Great, another informative news  thumbup.gif

if i read the T&C correctly, 2nd year category AF can be waived according to our 1st year spending, which is free for every rm15k spend.. so, if i spend more than rm15k in 1st year, can consider to sign 1 category on 2nd year..
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Recently, I applied for only Clear card, but they gave me 2 cards (Clear Mastercard & Rewards Platinum Visa).
Now i received 2 statements to pay GST for 2 cards amounted RM100. I am a bit reluctant to pay for the Rewards Platinum Visa since I never applied for it. But, want to check some facts with help from you all:

1. I am getting 2 categories that they already assigned to me (Driving & Entertainment-cannot change this year) free for the 1st year. So, I dont have to pay the AF RM200.
2. I can waive my GST this year if I made 3 swipes within 60 days from approval. Nevertheless, still have to pay 1st this month as they will deduct in upcoming month.
3. For the 2nd year, I do not wish to subscribe to any category, therefore, can I retain the card while not having any subscribed categories? With that, I wont have to pay unnecessary fees/charges to them except for GST. Or, I have to cancel it then and transfer my point to my Clear card?

Oh yeah, for Clear card users, I heard that TGV wont be extending the Friday 1-for-1 ticket offer next year. Any of u know what about GSC & Cathay?


ms_november
post Dec 19 2013, 12:46 PM

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QUOTE(Human Nature @ Dec 19 2013, 12:23 PM)
I will answer for the 2 cards part. Lodge a formal complaint direct to Bank Negara. Banks or rather, agents should be reprimanded for this. Too many cases already. In future, be careful with your application form.
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Yeah, how did they pull that of? Coz i remember signing for Clear card application only. Lucky I still remember the agent's name & even got his namecard. Thanks for your idea.

Funny thing is, I already call Citibank to check on that matter, assuming that I am to cancel the 2nd card. But, they keep telling me they will follow up in few days, but till now, nothing. That's why I want to know whether it is worth keeping the 2nd card if no fees required to be paid for the following year.



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