Agree... such high % Cashback of course First Come, First Serve...
IMHO, spend on the first day would surely can get

If the Weekly Cap cannot fulfil the total cash back amount for all Successful Participants with a same Qualifying Date, 30% Cash Back will be awarded starting from a Successful Participant with the highest total monetary amount of all Retail Purchases made by the Successful Participant in that particular Weekly Cycle which has been posted and captured by Citibank during that particular Weekly Cycle.

I guess no risk no gain.... we know aeiou228 won't be joining.

There's higher risk we may not get the 30% .... Let's scare everyone away so that ronnie can get his 30% cash back, ok ?

Good question.... I believe it will take the posting date of Sat's transactions.
That's why I never swipe in other days jut to be sure it will be otherwise... smart leh ?

Hi guys,

How can we assure our self we can get this citibank cash back 30%? If every week spend 501 bucks on this 3 categories, and end up dont get it, it will be very rugi due to we don't use titanium and mbb amex.

I try to whack the card by noon or latest by 3pm saturday to complete the RM500, normally RM501 bucks. But I still feel I may get zero after 10 weeks of spend of RM500.
RM5000*6.2% = RM310  (titanium + amex average is 6.2% = (5 + 7.5) / 2 )

either get RM150 x 10 = RM1500
or
get to pay extra RM310

Btw, is Mymydin eligible or not as grocery? in the TnC, it stated Mydin only but not mymydin or mymart.

Thank you and hope to hear comment from all expert here.

let say the cycle of 18May to 24May,

scenario no. 1
18 May
300 ppl qualified for 30% cash back. (300 ppl will get it)

19 May
100 ppl qualified for 30% cash back. (1st 33 ppl will get it)

total is 300 + 33 = 333 ppl.

scenario no.2
18 May
500 ppl qualified for 30% cashback, (the highest spender of the cycle will get the 30%cashback)
if got 333 ppl spend 700-1000 during the week,  then those who just whack the card 500++ for the 30% cashback will not get anything at all.
please enlighten me if my assumption is correct.

the issue here is participants spent above RM500 in all the categories required but still do not know if he/she will get the 30% cashback ... you're happy here because you got your 30% by spending RM600+ ... but if you had spent RM700+ but still not qualified, wouldn't you want to know the reason why?

it's the grey area of not knowing how much is enough to get the 30% ... what if you don't even get it if you had spent RM999+ ... still happy and assume you belongs to the lowest spender so it wasn't your lucky week and keep trying again? if yes, then cool, keep spending ... 

cheers ...

I have done all my qualifying transaction of RM 500+ before 11AM on a Saturday! (Posted the pic a page back). So I have done all I could in my case. What else can I do somemore? I will be giving a call to Citibank soon regarding this.

Can I know what is Bank Negara's email? I will call Citibank and if I don't get a satisfactory reply, I will e-mail out an official complaint to them plus CC to Bank Negara.

Normally there would be a TNC on all promos. If they dont have this condition what if 1000 people qualifies on the first day, don't tell me they have to look at the time of the day a person qualifies(based on posting date or trans date?). Moreover with the higher spender condition participants will try to swipe more than rm500.

I got the 30% cash back for week 2. Think I spent close to 1k on that saturday

Those who think Citibank logo is more prestigious are SO NAIVE !!!! If Bank Islam/Bank Muamalat gives 20% cash back anytime, I'll use them.

the reason why i use citibank is only because of it's evergreen points. no other bank offers that right?

tired of citibank, keep cutting clear card's benefit.

thanks! will look into that.

but maybank logo not as "elegant" as citibank. 

hello,

I made a mistake and forget to pay my credit card and got charged RM 10 for late.

I was in Swiss for 6 weeks and before I went there, I made a full payment. But Sportify (music subscription) charged RM 14.90 and I always thought the due date is yet to come. How come RM14.90 can charged up to RM10 interest because of 5 days late?

Anyone can explain abit?

Ya about RM 10 for 5 days? but then let say I forget when I have swipe RM5000 , equivalent to RM50 interest ? even for 1 day late? and 18% interest?

I dont understand.