Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Citibank Credit Cards V2, Discuss here
|
|
 May 31 2013, 11:57 AM
Return to original view | Post
#1
|
 
Junior Member
332 posts Joined: Feb 2012 
|
hi noob question here, first time having credit card, im using citibank, and can I just pay monthly minimum payment which is on my statement? will citibank charge me for not paying off my debt 100%?
|
|
|
|
|
|
May 31 2013, 12:04 PM
Return to original view | Post
#2
|
|
Junior Member
332 posts Joined: Feb 2012
|
QUOTE(ronnie @ May 31 2013, 11:58 AM) You will be charged 18% p.a. on unpaid balance.... NEVER NEVER pay just the minimum amount. so how much should I pay in order to avoid the 18%? pay all? or pay more than the minimum amount will do? |
|
|
Jan 15 2014, 04:10 PM
Return to original view | Post
#3
|
|
Junior Member
332 posts Joined: Feb 2012
|
Anybody here using any Citibank Ready Credit card?
I just received it from Citibank, not knowing what purpose is this card? Debit ATM card??? |
|
|
Jan 16 2014, 10:16 AM
Return to original view | Post
#4
|
|
Junior Member
332 posts Joined: Feb 2012
|
QUOTE(exhauster @ Jan 15 2014, 08:32 PM) Hi guys, wanna ask something here.. Today I received my 2nd year 1st month statement which it charged me for 2nd year annual fee. Here my question: Can I call Citibank and ask them to cancel my card so that I doesn't need to pay the annual fee as I cancel it on 1st month of the year?? Any idea? Thanks in advance QUOTE(namh @ Jan 16 2014, 01:11 AM) here is Citibank Malaysia link: https://www.citibank.com.my/english/readycredit/index.html Thank you guys for the explanation, basically Im a clear card & shell card holder for Citibank, then last week they call me bla bla bla and offer me this ready credit card. "Ready Credit is a “pay-per-use” overdraft facility, thus interest will only be charged to the amount utilised from your overdraft limit on a daily basis and is chargeable until the outstanding amount is fully paid." Saying it is separate account from your clear card account, and I have the facitility of 10k credit. Just say use it like atm when you needed money to spent urgently. Without having to apply for loan and waiting for loan approval. |
|
Topic ClosedOptions
|
| Change to: |  0.0350sec
 0.35
 7 queries
 GZIP Disabled
Time is now: 13th December 2025 - 02:52 AM |
Quote