I just called in to ask for a waiver for my ANNUAL FEES and GST for my CB Premier Miles Visa Signature.

Last year I spend close to 40k on my CC.
They were only waiving my annual fees and didn't want to waive my GST.

But they offered me to spend RM2000 within 3 months to waive my RM50 GST which I thought it wasn't worth it as my MAYBANK 2 AMEX can give me RM50 rebates every month anyway (i'm forced to upspend).

Eventually I asked them to cancel the card to make way for my ALLIANCE VISA INFINITE

MAYBANK 2 AMEX = RM1.40 per enrich mile for local spending
CB PM VI : RM 4.11 per enrich mile for both local/ overseas spending
ALLIANCE VISA INFINITE : RM1.20 per enrich mile for overseas spending

it doesn't matter whether the policy has changed.

when i signed up for the card, they gave me a priority pass which was then revoked a few months after. am not too happy about that.

at that time, miles redemption was okay, until they introduced AMEX premier miles. i felt that "this is bullshit".

Luckily I can get Alliance visa infinite which gives me a better redemption on miles and a priority pass for unlimited entries. this is way much better.

and spending close to 40k on their credit card and they don't even want to give me a GST waiver? forget it.

I rather get a cashback card.

This post has been edited by Salience: Jan 29 2014, 03:24 PM

i am using my maybank 2 cards amex. this has really good 5% cashback up to rm50 monthly. that's rm600 a year.

with x5 points for every purchase. damn good. after conversion, redemption is RM1.40 per enrich mile.

Premier miles VI is RM4.11 whilst premier miles AMEX is RM2.
they killed the card.

as for travel options, i took alliance visa infinite. their conversion is RM1.2 per enrich mile for overseas spending and unlimited airport entries worldwide via priority pass

how do you even get back your 1k?

its points multiplier is indeed low

alliance visa infinite too has priority pass; unlimited.

also, could you share your experience and elaborate on the prestige concierge?

the good additional benefits are:

- limo ride home w/ 3 swipes
- starwood privileges