Lately citibank very aggressive in offering credit card.

They are very efficient in tracking people finance. The moment I got my AMEX corporate card from Maybank, they sent me letter to upgrade my citibank card which I denied.

Now, they called me saying my current card would be soon cease its service and they offering new credit card bla bla bla. I think salesman making stories to earn commission.

hello,

I made a mistake and forget to pay my credit card and got charged RM 10 for late.

I was in Swiss for 6 weeks and before I went there, I made a full payment. But Sportify (music subscription) charged RM 14.90 and I always thought the due date is yet to come. How come RM14.90 can charged up to RM10 interest because of 5 days late?

Anyone can explain abit?

Ya about RM 10 for 5 days? but then let say I forget when I have swipe RM5000 , equivalent to RM50 interest ? even for 1 day late? and 18% interest?

I dont understand.

This post has been edited by Newsray: Jul 3 2013, 09:50 PM