http://www.citibank.com.my/english/credit-...getting_started

Receive a letter from Citibank.... Applicable for Citibank PremierMiles Visa Signature

Enhanced access to Plaza Premium Lounge in Asia Pacific
- Kuala Lumpur International Airport
- Langkawi International Airport
- Senai International Airport
- Penang Interntional Airport
- Kuching Interntional Airport
- Kota Kinabalu Interntional Airport
- Singapore Changi Airport
- Hong Kong International Airport
- Beijing Capital International Airport
- Shanghai Pudong International Airport

Discontinuation of Global Priority Pass Access
- will end on 15 June 2013

KLIA Airport Privileges
- Complimentary Ride Home (with 3 overseas sales slips)
- 15% off at The Zon Duty Free

This post has been edited by ronnie: May 29 2013, 09:15 PM

How ignorant of me

https://forum.lowyat.net/topic/2586152/+820
Check My Post #836-40, You will Find the Answers within...

For what card a bro

Premier miles

To add on the content of the letter:
can use 2000 points for LCCT PPL entry

Called up to ask the CS about the new PremierMiles with Amex.

They say PremierMiles with Amex is for new customers/application only.

Existing PremierMiles with VS card is still valid and no need to change. No news whether those who renew will get back the VS or Amex.

PremierMiles with Amex will still be under credit card and not charge card functionality.

I notice you just need to spend RM2 to get 1 point vs existing VS RM3 to get 1 point.

hmmm......

Alot of Asian countries are not into Amex. Better to stick to Visa.

I wonder if we can upgrade to this PremierMiles AMEX for quicker PremierMiles collection.

2 different product because one is under Visa n one is under Amex. You could have ask if you want to convert to Amex, will they transfer the existing miles over

hi noob question here, first time having credit card, im using citibank, and can I just pay monthly minimum payment which is on my statement? will citibank charge me for not paying off my debt 100%?

that's what I am wondering also.... But I think I wouldn't because I only got 3 cards from 3 different issuer - Visa, Master & Amex. So no need 2 Amex... haha

You will be charged 18% p.a. on unpaid balance.... NEVER NEVER pay just the minimum amount.

so how much should I pay in order to avoid the 18%? pay all? or pay more than the minimum amount will do?

Always pay the Statement Balance shown, to avoid CC interest charges

received call from citibank and asked me whether i intend to apply their credit card or not. however i am a existing customer of citibank, so i said no.

then i asked him about the balance transfer plan from them. the officer told me that currently have 2 plan - balance transfer & balance transfer installment.
I had forgotten about the detail of balance transfer installment, with balance transfer, one year will be charged 1.99%.
Take an example:
balance transfer RM2500 would be :
2500 X ((1.99/12)%) = RM 4.15 interest for first month. So one year the maximum interest to pay is RM4.15 X 12 = RM49.75 .
With the terms of applied additional credit card from Citibank.

how u guys think?
Sorry for my poor english.

Amex premier miles requirement higher than Visa? It need 100k compared to visa 60k

Be careful and understand the terms and conditions. If you opt for balance transfer plan, make sure your new transactions are not imposed interest.

u know its kinda surprise permiermiles website didnt mention anything about protection. other cards got provide travel protection such as flight delay, lost luggage, travel insurance(this is PM amex got)... but PM visa dont have anything mentioned on their website abt protection !!! shouldnt a travel card have this?

It depends on the card feature and it is entirely up to the bank as to whether they want to bundle such protection with the card.
Honestly, you should not be too bothered about this as if you are a serious traveller, you would know that it is better to get a separate travel insurance/protection rather than to rely on freebies from the bank.

As a hint, you may want to Google and make comparison between paid travel insurance and "bundled" cc travel insurance. You will be surprised by the offering gap.