i request to cancel my citibank credit card due to the GST tax is charging soon on May.
They call and offer the following option:

spend 1500 within 3months - cashback RM25
spend 2500 within 3months - cashback RM50

doesn't really seems like a very good offer le......   

I am using Citibank Clear card....
But feel like cancelling it now as:

1) Buy 1 Free 1 Movie tickets only limit to 1 free now (previously 2)
2) Buy 1 Free 1 Movie tickets -- TGV limit seats (cannot choose seats above)
3) Buy 1 Free 1 Coffee Bean change to Weekday...

Their privilege is no longer privilege...

Any other card to switch to?
(I love Movies~~)

gud to see u here!

i was in same situation as you. i called them yesterday, asked some questions and agreed to change from gold to plat reward - becos i hv nothing to lose.

that af600... only true if you subscribe to all the 5x points categories. if you take none, there is no af, no need to ask for waiver anymore. depending on where you most likely spend, choose 0, 1...6 categories:


if you choose just 1, af is rm100, total rm15k spending will get it auto waived . more categories, more spending req'd for waivers. anyway, they will give you waiver for 1st year, ask them.

do you have their platinum cashback card? this one no points, just cashback, good for petrol and groceries. so, for me this cahback pklus the reward will cover almost all - cashback for some spending, 5xpoints for others. the rest, just normal points with the rewards card.

the mail ahs all details. if not, a call and a visit to the website, u wil b clear.

WoW, thank you for the list of shop.. i also got letter offering this platinum rewards card.. i seldom use my gold card, usually just for TGV flat rate rm10.. now the TGV promo will be ended this year, maybe want to keep the gold card in drawer.. then come this platinum reward offer.. but got to choose which categories.. not choosing any categories also can? so no Annual fees will be charged 

Great, another informative news 

if i read the T&C correctly, 2nd year category AF can be waived according to our 1st year spending, which is free for every rm15k spend.. so, if i spend more than rm15k in 1st year, can consider to sign 1 category on 2nd year..

i think the 1st yr condition of 2 category applies only to new card holders, additional new cards. upgrade from gold, etc. not applicable.

but new cards will get bonus 20,000 pts, upgraders not applicable.

really, nothing to lose by changing from gold to rewards. i think they are pushing all "old" cards like gold to this rewards as a streamlining/consolidating exercise. my read is if you do not change, they will not waive the af for gold card in the future that easily.
one thing about citibank cards... tesco, giant, jusco, cold storage all part of the cashback or 5x pts but... jaya grocer is not. i wish this one will be included soon as i find this chain attractive in terms of selection, freshness and prices... better than the rest, imo.

ya, i agree... as consumers, we will try our best to get max benefit in everything as banks, developers, banks try their best to suck the max from us.

e.g. today, i spend rm400 at jaya grocer but i will get only normal citibank points. why do i choose to do that?

not so much that i diehard support any bank but more like i stay away from maybank as they are shit in other banking services. i am also going to spend less at tesco becos this joint that i use to frequent do not seem interested to sell me pork and carlsberg cans. they do have those offers but is now making it very difficult for me to buy - no person manning the non-halal counter, credit card machine always down, need to pay cash, normal counters refuse to touch tis n tat (not sure tis is little napoleons at work or co. policy) , so... ok, i just go away spend at jaya grocer where the foreign workers have no problem but keep smiling.

sometimes, lose a little discount, give up a few points is alright - feel better and not being humiliated, just wanna eat sausage and drink beer.

r u sure no af? or you paid without knowing?!

well, it is possible i suppose  for some cards. i did have one direct access card which clearly stated it is free-for-life when i got it. trouble with that card was was too plain, no cashback, points and redemption program not good, discounts at promo shops/restaurants less than regular cimb cards!

anyway, i just got the rewards card. was told it'll take 2 weeks but actually only a few days. the gold card will auto-deactivate after 90 days. good news is there is no need to do anything else, everything transparent to me - no need to change card nos. for auto-debits, e-statements will auto replace, etc. pretty hassle free, nothing to lose...

Poslaju having Lousy Service Now
Btw, How Long You been Holding Gold Card before they have Upgraded You to Reward Plat...???

you got letter offering the upgrade from gold to reward platinum? do you need to submit any document for the upgrade? i got the offer too, but might let it go if need to submit any document 

I'm also in the midst to get this card. Not sure which category to choose, Driving is confirmed since will be used for petrol. Even if we choose the category, the 5x rewards point will only be given if the transaction is done at the participating merchants only right?

P/S: Minimum one category will do right?