QUOTE(CP88 @ Nov 4 2013, 04:55 PM)
0% interest? 
I think so but I didn't concentrate much on the call since I have no interest over it. 
Credit Cards Citibank Credit Cards V2, Discuss here
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Nov 4 2013, 04:58 PM
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All Stars
52,874 posts Joined: Jan 2003 
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Nov 4 2013, 05:15 PM
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Senior Member
4,404 posts Joined: Jun 2012  
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QUOTE(jamesbutron @ Nov 4 2013, 12:06 PM) Just an update, the Bank sent the card by "Air Drop" which essentially is by normal mail (perhaps with better handling to protect against damaging the card?). Have You Register for Citibank Online Banking Service & Update Your Mobile no. with Citibank...??? Called Citibank on Thursday and received the card on Friday.  Called Citibank that night to activate the card and they just took less than a minute to confirm my details and said "you can use your card immediately"  Overall, a good start with Citibank especially as my first ever credit card. PS: I also asked for the statement date to be delayed so that the deadline for payment would be pushed to the 31st or 1st of every month (salary comes in on the 26th). How do we know if they have approved our request? Thank you to all the awesome sifus here whom have provided me with much guidance in this matter   Because U need a One-Time PIN & will be sent to Your Mobile number before can Proceed to Your Account Pls Refer to: 1st Time User Registration Demo https://www.citibank.com.my/english/citi-on...overview_s.html Click to Video Mode(demo) on the Upper Right If U need any Assistance on that U can Call 24-Hour Citibank Customer Service Btw, You can Call CS to Change Your Statement Date Anytime U Want, with NO Further Question Ask...  This post has been edited by fly126: Nov 7 2013, 07:52 PM |
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Nov 5 2013, 07:55 AM
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Senior Member
749 posts Joined: Nov 2004 
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Citibank has also revised their interest rate to 8.88% like MBB2 AMEX? Just notice this at my latest statement.
As I always paid in full, didn't really notice when did they revise this. |
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Nov 5 2013, 10:02 AM
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Junior Member
203 posts Joined: Aug 2010
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guys. i'd like to apply for choice cc from citibank and take the easy payment (0%) to buy mobile phones. i've checked that the company is registered as vendor for the easy payment method. so is it okay to take choice cc?
and what else i need to know about cc? its my first time tho |
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Nov 5 2013, 10:03 AM
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Senior Member
3,510 posts Joined: Feb 2005
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got a call yesterday from Citibank asking about 9% cash withdrawal offer or something...was in a hurry and not interested so i blew the fella off pretty bad lol
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Nov 5 2013, 12:20 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart 
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QUOTE(hkboey @ Nov 5 2013, 07:55 AM) Citibank has also revised their interest rate to 8.88% like MBB2 AMEX? Just notice this at my latest statement. seems like many banks followed mbb2 amex footstep because i saw standchart also revised their interest rate to 8.88%...As I always paid in full, didn't really notice when did they revise this. |
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Nov 5 2013, 02:20 PM
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Junior Member
144 posts Joined: Nov 2012
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hey guys the credit card atm pin can only be changed at Citibank ATMs right?
bloody hard to find citibank atm outside of city. |
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Nov 5 2013, 06:46 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ChancellorBean @ Nov 5 2013, 02:20 PM) hey guys the credit card atm pin can only be changed at Citibank ATMs right? Usually PIN can only be requested or changed at its own bank ATM machine; not through MEPS network on other banks ATM machine.bloody hard to find citibank atm outside of city. |
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Nov 5 2013, 09:51 PM
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Junior Member
202 posts Joined: Jul 2011
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Called citibank cos dun wan to pay Gov Tax rm50. as usual they said they cannot waive it, BUT they can give "loyalty rebate", rm50 but will require me to pay 1st, then they will credit within 6-8 weeks.
I rejected kos I think they are not sincere in giving it. Anyway personally I think Citibank lost its attractiveness!!!! Becoming a DULL card!!!! |
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Nov 5 2013, 09:59 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(AaIto @ Nov 5 2013, 09:51 PM) Called citibank cos dun wan to pay Gov Tax rm50. as usual they said they cannot waive it, BUT they can give "loyalty rebate", rm50 but will require me to pay 1st, then they will credit within 6-8 weeks. yes, if that's what happened to you, i do feel that citibank is not sincere in giving it.I rejected kos I think they are not sincere in giving it. Anyway personally I think Citibank lost its attractiveness!!!! Becoming a DULL card!!!! in my experience with standchart, they credited the rm50 straight away into my account (after i call) even though there is still 2-3 months to go before my next gst charge. meaning that i can even use the rm50 to pay off my purchase (if i want) before they start to charge the rm50 gst to my statement in the next 2-3 months. |
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Nov 5 2013, 11:20 PM
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(AaIto @ Nov 5 2013, 09:51 PM) Called citibank cos dun wan to pay Gov Tax rm50. as usual they said they cannot waive it, BUT they can give "loyalty rebate", rm50 but will require me to pay 1st, then they will credit within 6-8 weeks. To be fair, if you think the card has lost its attractiveness, it is better to terminate it than asking for any waiver of sort right?I rejected kos I think they are not sincere in giving it. Anyway personally I think Citibank lost its attractiveness!!!! Becoming a DULL card!!!! |
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Nov 6 2013, 11:53 AM
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Staff
12,089 posts Joined: Dec 2004 From: Malaysia
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Quick question, let's say I take a 0% installment for 6 months, by the 3rd month I decide that I want to one shot settle the remaining payment. Is this possible so that the bank will free up the locked credit limit of the installment amount?
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Nov 6 2013, 12:17 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(OKLY @ Nov 6 2013, 11:53 AM) Quick question, let's say I take a 0% installment for 6 months, by the 3rd month I decide that I want to one shot settle the remaining payment. Is this possible so that the bank will free up the locked credit limit of the installment amount? yes, possible. but you need to call and tell the cs that you want to do full settlement for the installment. the cs will then put the balance amount (3-6 installments) into your account/statement. and then you may pay it accordingly.without telling the cs beforehand, your payment will be treated as an advanced payment showing balance at your credit side (not full settlement for your installment). but since your idea is just to free up your credit limit, you may just pay in advanced (to free up the credit limit) and let the installment remain (since it's 0% anyway). This post has been edited by victorywp: Nov 6 2013, 12:21 PM |
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Nov 6 2013, 12:32 PM
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Junior Member
202 posts Joined: Jul 2011
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QUOTE(Human Nature @ Nov 5 2013, 11:20 PM) To be fair, if you think the card has lost its attractiveness, it is better to terminate it than asking for any waiver of sort right? Last time, Citibank CC might rank 3rd or 4th out of 10, now might b between 8-10, if no cost, can consider keeping, but if hassle then cancel onli lah!!!BTW, m I wrong if i say u work in the Bank, from the way u responded....  This post has been edited by AaIto: Nov 6 2013, 01:08 PM |
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Nov 6 2013, 12:34 PM
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(AaIto @ Nov 6 2013, 12:32 PM) Last time, Citibank CC might rank 3rd or 4th out of 10, now might b between 8-10, if no cost, can consider keeping, but if hassle then cancel onli lah!!! Nope, not working in the bank..i wish i am BTW, m I wrong if i say work in the Bank, from the way u responded.... |
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Nov 6 2013, 12:39 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(AaIto @ Nov 6 2013, 12:32 PM) Last time, Citibank CC might rank 3rd or 4th out of 10, now might b between 8-10, if no cost, can consider keeping, but if hassle then cancel onli lah!!! BTW, m I wrong if i say work in the Bank, from the way u responded.... QUOTE(Human Nature @ Nov 6 2013, 12:34 PM) Nope, not working in the bank..i wish i am because Human Nature is the thread starter... means he is the boss here...  |
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Nov 6 2013, 12:45 PM
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(victorywp @ Nov 6 2013, 12:39 PM) because Human Nature is the thread starter... means he is the boss here... Nobody wanna create Citibank thread last time  already terminated all my citibank cards...might take up the new PM if it includes free access to KLIA2 |
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Nov 6 2013, 01:05 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(Human Nature @ Nov 6 2013, 12:45 PM) Nobody wanna create Citibank thread last time i think you must be the most experienced citibank user last time... already terminated all my citibank cards...might take up the new PM if it includes free access to KLIA2 even if the new pm comes with the annual fee of rm1k and with no annual fee waiver? |
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Nov 6 2013, 01:56 PM
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(victorywp @ Nov 6 2013, 01:05 PM) i think you must be the most experienced citibank user last time... the most newbie, need to ask a lot of question but no citibank thread. even if the new pm comes with the annual fee of rm1k and with no annual fee waiver? usually go for 1st year AF waiver |
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Nov 6 2013, 02:16 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(Human Nature @ Nov 6 2013, 01:56 PM) the most newbie, need to ask a lot of question but no citibank thread. sounds like an inventor... a legend-to-be...  yeah, always nothing to lose to go for the first year free annual fee first. This post has been edited by victorywp: Nov 6 2013, 02:24 PM |
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