Venicelim,

1# If you apply for promo campaign for Cashback up to RM450, you will not be given cashback for petrol rebate, whether you can choose for cashback up to RM350 for principle or petrol rebate for 6 months. For petrol rebate, RM55 actually is to offset the Government Service Tax (GST) rather than paying it for the first year.

2# If you choose for Raya Cashback campaign, you must apply via online and submit document within 24 hour to be entitled for Business Gold, just take an example you are going to apply Gold card for RM300, also known Part A: Straight Through Application CashBack. Part B will be consider via agent or online because insufficient document after 24 hour periods then only be given RM250.

3# Yes, credit limit is share together with all card even though you have multiple SCB credit cards. Petrol cashback only be given to highest level of cards and only principle card are allowed. RM48 for petrol cashback will not be shared among principle and supplementary.

4# Yes, it is not much different since insurance coverage not longer be given to standard chartered credit card holders. Most people only apply because the class level and the limit that can be increase is much higher compare to gold.

5# If you apply under cashback RM450 then you will be given 1 year fee waiver, while petrol cashback promo will be given 2 year fee waivers, to confirm the annual fee waiver under promo code, you may call 24 hour CS. For principle gold card, you must use at least RM7k per annum to be entitled fee waiver while Platinum RM12k per annum. If you not fall under this category, you may call CS to request waiver but subject to approval by the banks or by using your 360 reward points. GST can be waived by request or 360 reward point as given,

10,000 points = RM50 (principle card)
5,000 points = RM25 (supplementary card)

More,
http://www.standardchartered.com.my/promo/...0506-I:10000106
http://www.standardchartered.com.my/promo/...shback/tnc.html
https://ibanklite.standardchartered.com/nfs...dd3a8f&menuNo=2