Yes ... myself also received the same notification from SCB.
The B&W from SCB is definitive and indisputable evidence of the massive revamp.

Dear All

I'm rather concerned that the SCB thread has been flooded with strong (with profanities) replies of late largely due to members dissatisfaction concerning their promo + the changes to their reward system.

I'm affected too (I do hold SCB cards) but I see no need for members to voice out their grouses in such unbecoming manner. I have in the past post warnings but the situation has not improved. Thus I'm contemplating closing this thread temporarily if the situation worsens, subject to what continue to transpire from now onwards. And the reopening of the thread will be an unspecified date in the future. If such come into effect, no opening of replacement threads discussing SCB products will be allowed nor considered.

I hope that I don't need to resort to this so I seek the full co-operation from all members to continue contributing positively and constructively in voicing their concerns, supports and unhappiness to all SCB's cc products.

- Mod -

This post has been edited by hye: Dec 18 2012, 11:51 PM

As already mentioned earlier by another member. For first time applicant, please avoid applying from foreign banks as your chances for approval are significantly lower due to the absence of credit history. This has been stated many times.

And it's not a big deal to be rejected. Most (if not all) senior members have at one time or another had their card application rejected before in their lifetime.
For the benefit of readers - it's not an obligation for the Malaysian banks to inform that you have been unsuccessful in your credit card application nor to tell you the reason behind the rejection. (Most Gen Y card applicants will ask for the reason behind the rejection - sometimes the "asking" part leans towards "Demand" )

Everyone ... as much as we all hate SCB change of policy, the real damage can be done if everyone cancels their card and walk away from their product.

And everyone (I assume most of us) did enjoy the free money right ?

I'll appreciate if any bad language can be avoided in this forum. There are ways to express yourself with such words being used.

After reviewing the recent post and activities - the SCB thread will be suspended temporarily until 1st March 2013.
Members ... please take note of the following

- Use of profanities, abusive / vulgar languages and other deemed unsuitable language is not welcomed in any part of this thread or the cc section.
- Threads are used to share and discuss about the bank's cc products. This is not a hate thread. Anyone wanting to do so, do it it Kopitiam and I don't care.
- General T&C of the cc section applies.

Please all members to take note and please do not tolerate another member doing so. As much as I hate to freeze the thread, I will not hesitate to do so if necessary.

This post has been edited by hye: Feb 8 2013, 11:50 PM

Not too fast.
Please check with your SCB online and see whether there are replacement credit card accounts created to replace the "missing" credit cards. One should not be too quick to assume just because the bank did not send the replacement cards, all of your credit card accounts are not cancelled.

No, there's none. The so called period is created by agents but this is not true.
You can cancel your cc the moment you received it.

Probably the guy had a long and bad day.
And retention tactics is failing coz of people calling in to cancel their cards. I mean you can't blame the customer for doing so when practically all of your competitors are just better than SCB when they removed the rewards/cash back/rebates right ?

I see the points are back with SCB but the problem is that the points inflation is still there. Probably a stop gap measure but somebody forgot to review the redemptions rates.

For example conversion to Enrich points 1000 ER = 43000 SCB Points.
MBB is still better @ 1000ER = 5000TP (Visa)

Banks officially allows family members as supplementary.
You declared your GF as GF in the supplimentary application form or something else ?

I'm afraid it might be case of an overzealous agent who wanted to meet their target and signed you up for an additional 2 cards.
It is a good practice to cancel the tick boxes of the cards you don't want to apply to avoid this problem.

Not too fast folks. You can reference their other product which is the Preferred World MasterCard Credit Card - generally "World Mastercard" class cards have the word "World" above the above. However, this card product (WorldMiles) doesn't. I suspect it's just the way they name the product - confusing but it works.

Personally - the true "Premier" card holders would shun this card as it is not exclusive at all!

Well ... let it be then. I guess the product is aimed at the "travelling" segment. Just want to make this as an awareness to our readers - else they'll be chasing the card as a so called sign of prestige. Or go GaGa just because they think they can fly here and here with their spendings.

Could be good especially for AirAsia - complimenting the Citibank AirAsia card products. But readers need to understand (do your own homework) the redemption structure for AsiaAsia / MAS (e.g how many miles required to fly somewhere) else they'll start thinking that they could fly overseas with just regular spending of a few hundred bucks per month.

Hint : Many thousands of points required. You need to spend RM3000 per month just to get 1000 points on MAS. An average return ticket to Hong Kong will cost 45K points. Means you need to spend RM135K before you can fly to Hong Kong and you bear in mind you still need to pay airport tax and other fees. Might as well, you just buy that HK ticket off MAS (during promo) / CP / AirAsia. Much ... much cheaper.

So if you spend RM1k per month ... you need 135 months/almost 10 years before qualifying for that flight. (I hope I got my rough calculations right)

And to bear in mind ... flight redemptions - you are still liable for the airport tax and fees which can run into the thousands if one choose to fly on MAS to Europe / North Asia sector.

ben83 Just a wild guess but I believe that there is a difference between "World Mastercard" and "Mastercard World"
Mastercard calls it "World Mastercard" and "Elite World Mastercard" for their top 2 card class. So ... SCB uses "Mastercard World" - go figure and don't forget their other product is a "World Mastercard"

It is not confusing but merely an illustration where definition can make a difference. (Kudos to my fan club members)
As I mentioned, those card chasers who fails to notice this will gullibly apply for this card thinking it is a Premier Card. (Well the income requirement is a dead giveaway as to whether you can consider this to be a Premier card or not)

A note to everyone.
All sections of the cc threads are vulgarities / profanities / undesirable language free.

Just to add, Standard Chartered revised Priority Pass privilege is effective from the 10th October 2013.
This used to be the last saving grace for SCB's VI card but I agree with Gen-X that there's very little value to hold SCB's VI.

Dear Readers

This thread (V2) will be up for closure @ 12pm 12 October 2013.
I thank you to all contributors.

Those interested to open Standard Chartered Bank Credit Cards V3, please PM me.