king_lover,

It's not necessary, subject to bank approval if you don't want to use your current point for redeem.

king_lover23,

Maybe he's not. In fact, that is the way to advice customer for previous year. Bank policy always update and change term and condition without any notice other than respective attention party, It almost change every month. A salesman only will be given information on how to achieve target and generate revenue.

Human Nature,

I was born in the world of aggressive in making money, all of my friends across banking, insurance, corporate and black triads. it's usually for that, that is the true world. there is nothing fair. Most of them prosper because against the society, not believe the gods.

Human Nature,

You got a problem. If you can't accept the fact, then just keep complain till the end of your life. I have a good friend and bad friends. In fact, you're survive because you're selling yourselves to the company for generate profit. Without money, you won't be bragging here. I'm not representative from any society neither. If you think, then keep think as it is true.

chloe_yee87,

That's why term and condition applied. Just go ahead, there are many people even it stated clearly but still do not understand, when anything happen they keep blame each others such as reversal. that even applied to standard chartered staff even higher levels. If it an offer, then it will be given but randomly it will be reject. The basic principle already stated clearly for usual application is not given. Usually, they will only advice after 6 months for termination. I even saw cardholder used priority banking visa infinite card but actually they are not entitled, without any valid account but limit hold at RM3,000 with income RM2k only.

Info (page 16),
http://www.standardchartered.com.my/cb/fees_and_charges.pdf

This post has been edited by adolph: Aug 16 2013, 12:44 AM

Credit Score for Credit Card. It's one of the criteria to borrow the total credit limit for personal financing.



This post has been edited by adolph: Aug 16 2013, 02:17 AM

Jason,

It's not a requirement to hold your card for one year after receive your service tax waiver, you still could do another cancellation request after that.

Jason,

It's not bank that create the chaos, it is the problem for certain agents because they have their target which set by the banks. It almost everywhere today, especially insurance agents.

Offer JustOne Platinum MasterCard, launch on 21 August 2013 above,

1# Lifetime of 15% cashback with maximum capped at RM48 monthly.
2# The cashback will depend on your overall montly spending for retail purchase which separate into three categories namely,
- RM1,000 spending = RM28 maximum petrol cashback / month
- RM2,000 spending = RM38 maximum petrol cashback / month
- RM3,000 spending = RM48 maximum petrol cashback / month

3# Cashback RM55 for principle card and RM30 cashback for each supplementary card, usually will be use to cover government service tax.
4# One year annual fee waiver for principle card and supplementary card is free.
5# Maximum petrol cashback capped with total RM576 per year.
6# Principle annual fee will be RM250 per year.
7# Petrol cashback will be credit to principle cardholder within 60 days from the end of transaction month.
8# No reward points will be given for retail purchase.

Interested candidate may prepare their document for submission after 21 August 2013.

This post has been edited by adolph: Aug 16 2013, 09:14 PM

ronnie,

As usual process, annual fee waiver can be request just like other type of cards but subject to bank approval. Retail purchase will be exclude petrol transaction, insurance premium and bill payment but can combine the usage between principle card and supplementary for retail purchase.
Petrol cash back will be credit into principle cards only after two month statement, meaningless to say after 60 days.

This post has been edited by adolph: Aug 17 2013, 12:50 AM

kind_lover23,

It applicable to all petrol station in Malaysia.

tAmp0i,

It will be launch after 21 August 2013, promo to the website will take some time and delay, if you want to clarify, kindly walk to the nearest branch or call to standard chartered bank.

LostAndFound,

It could be resolve if you read the term and condition before signed up any application, petrol cashback will be only credit after 60 days from the transaction month. If it is a transfer from your own online banking account then it will not be accepted, you can use the credit card for pay bills but not via online from standard chartered bank website.

hornetsjet,

For existing offer campaign, except it is a justone platinum credit card. it will be credit back within 2 month statement. you still have to do a petrol transaction in order to receive cashback. if any information misleading, kindly raise for complain.

fruitie,

Customer must use the card for petrol transaction in order to receive petrol cash back 15% which up to maximum 6 month for existing offer depend card open date.

This post has been edited by adolph: Aug 18 2013, 09:28 PM

shoduken,

It will not be given, you may try but the rate will be lower. A bank is not a charity, all information for application will be recorded for bank use and may be check if require.