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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here
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TSronnie
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 Feb 1 2013, 08:38 AM
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QUOTE(simplesmile @ Feb 1 2013, 08:34 AM) Last week Friday I bought an Apple product from the Malaysia online store. There was a discount for the iPad 2, selling at RM1,078. I was given an e-invoice of RM1,078. Today when I view my credit card statement online, I saw the amount debited as RM1,086.62. Is this normal? I tried to find a contact email to dispute the billing, but could not find any. I tried calling the Apple support number, but the menu options have nothing to do with billing. How can I go about filing for this dispute? You can dispute the charges... Sorry You were charged Cross-Border Charge approx 0.67% because Apple Store Payment Gateway is in Singapore (not Malaysia) You can refer to http://forum.lowyat.net/topic/2519936This post has been edited by ronnie: Feb 1 2013, 08:39 AM |
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TSronnie
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Feb 1 2013, 08:46 AM
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QUOTE(rathian_mhfu @ Feb 1 2013, 08:44 AM) I use international card if wanna purchase anything oversea..so no extra charge on the purchase  What card do you mean International ? Visa and MasterCard is accepted INTERNATIONALLY |
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TSronnie
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Feb 1 2013, 09:24 AM
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QUOTE(hiansitt @ Feb 1 2013, 08:55 AM) this is so wrong  why only you have..  Not fair indeed... RM495 per card is the highest so far. I max only receive RM400 |
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TSronnie
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Feb 1 2013, 11:27 AM
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QUOTE(simplesmile @ Feb 1 2013, 11:19 AM) I don't understand what this fee is for. I am paying extra for no additional benefit to me. It costs me 1.18% extra. Benefit: buy Apple products from Singapore using MYR  If you complain hard enough, Apple Store "may" refund to you. This cross-border charge is by the bank (not Apple imposing the fee) |
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TSronnie
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Feb 1 2013, 01:51 PM
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SCB is a foreign bank also...
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TSronnie
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Feb 1 2013, 10:25 PM
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QUOTE(simplesmile @ Feb 1 2013, 06:59 PM) Did you mean "rebate" and not "refund"? Means we get back the Cross Border Cahrge from Apple... if you are lucky. |
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TSronnie
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Feb 3 2013, 08:31 PM
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QUOTE(kongfupandas @ Feb 3 2013, 07:48 PM) I just applied Business Visa Platinum and Master platinum on November. I already get is RM300 cash back + rm55 cash back + 15% petrol discount + Smartag. any one get any idea why Standard Chartered still giving me cash back stated " 30 Cash Back" RM 100(Dec 2012) for Master Platinum and RM140(Jan 2013) for Business Visa Platinum? Is that promotion or what? That's RM 595 cash back in total ???!!! So jealous. Another non-Standard issue from SCB. |
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TSronnie
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Feb 26 2013, 12:38 PM
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I faxed in my cancellation letter last Monday... no calls received and cards are still active  |
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TSronnie
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Mar 5 2013, 02:22 PM
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Those NEW cards I applied with Free-cash-back needs to be maintained until 30-Sep before I can cancel them Just managed to cancel 3 of my 9 cards with SCB.  ChoicePoints transfer need to be requested when you cancel the cards |
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TSronnie
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Mar 5 2013, 04:02 PM
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QUOTE(lamode @ Mar 5 2013, 02:40 PM) this is BS, i was told the same, after some communication and mentioning BNM, they cancelled it for me. Alright.... I will call again to add BNM to the request. |
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TSronnie
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 Mar 5 2013, 11:23 PM
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QUOTE(lamode @ Mar 5 2013, 05:57 PM) i submitted thorough the online banking... you can send them massage after u login. don't know we are same batch or not, my card was approved in OCT > http://forum.lowyat.net/topic/2585538/+159#My batch is earlier... should be September-2012 onwards. As long as I cancel them BEFORE the GST kicks in, I will be OK. |
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TSronnie
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Mar 6 2013, 01:16 PM
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QUOTE(ck23 @ Mar 6 2013, 09:31 AM) http://www.standardchartered.com.my/person...aign/index.htmlLatest promotion. Pay bills via credit card. 6 bills to win an iPhone 5. If not win, you earn nothing. Worth to try? Each transaction (Bill Payment or Fund Transfer) of RM100 gets 1 entry.... you don't need 6 bills  |
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TSronnie
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Mar 7 2013, 11:18 PM
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QUOTE(lahm @ Mar 7 2013, 10:57 PM) same with me. i wonder how SCB make profit from this?  that's why they don't give ChoicePoints and cancel all cash rebate from CC spends. |
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TSronnie
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Mar 18 2013, 11:09 PM
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QUOTE(fastreader @ Mar 18 2013, 07:25 PM) there will be some new justone cc coming up in april... That's good news then.... Maybe I shall wait for it and hold on HLB Wise application. |
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TSronnie
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Mar 24 2013, 01:27 PM
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QUOTE(Human Nature @ Mar 24 2013, 01:08 PM) For new cards, the default is eStatement. They even converted my paper statement to eStatement when I applied for new cards, and I have to send a request to revert back to paper statement. No charges for my case. My case was inverted.... By getting new CC from SCB deactivated my eStatement into Paper statement. I had to call the CS 2 times to get it changed back to eStatement. |
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TSronnie
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Apr 11 2013, 11:36 PM
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QUOTE(scpt @ Apr 11 2013, 11:35 PM) Just when I was about to call CS to enquire why I haven't got my Jan & Feb petrol rebate, checked online this morning and they finally gave me the rebates. Even better is that they gave me my Nov & Dec rebates, again! So I got 2x rebates for Nov & Dec  Hopefully they won't reverse the transaction As usual we love SCB for such wonderful mistakes !!!! |
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TSronnie
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Apr 13 2013, 11:42 AM
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My 2nd 0% BT with SCB chronology
10 Apr : Submitted application over the phone
11 Apr : BT approved
13 Apr : SCB BT account created on SCB Online Banking
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TSronnie
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Apr 14 2013, 11:17 PM
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QUOTE(seydee @ Apr 14 2013, 10:14 PM) Can't manage to find info on 0% BT for SCB? Is it subject to Bank offer? All I mange to find is the 1.99% for new card holder who submit for BT within 30 Days from approval. Only for "selected" customers only... I did receive the same 0% BT offer from 2 different Price Solution agents. |
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TSronnie
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Apr 15 2013, 09:41 AM
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QUOTE(seydee @ Apr 15 2013, 09:27 AM) Thanks bro, guess no choice but wait. Do your card happen to be approaching your annual renewal date?  Cancelling them in October... so ngam ngam 6 month to complete the BT by Sep |
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TSronnie
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 Apr 16 2013, 01:35 PM
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QUOTE(db07mufan @ Apr 16 2013, 12:05 PM) Not a bad offer: Get supplementary card and get RM300 Cash Back.... another free cash offer from SCB |
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