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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here
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adolph
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 Aug 6 2013, 09:29 AM
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QUOTE(pinksapphire @ Aug 6 2013, 02:01 AM) Thanks, adolph =) You're so diligent with replying the questions here, lol... Yeah, it says for existing customers for the Groupon...wonder if I can get my way pass them by submitting anyway  And I didn't know Raya's for new customers only too. Pinksapphire, Are you sure it opened to existing customers, "For applicants who have not held any Standard Chartered Bank Malaysia Berhad Credit Card whether as principal or joint account holder, within the past 12 months before the applicant's credit card under this promotion is approved. New customers whose credit cards are suspended, cancelled, or terminated for any reason during the promotion period or within 3 months after the promotion period will not be entitled to any rewards under this promotion"Info, http://www.groupon.my/deals/klang/standard...-bank/717257403This post has been edited by adolph: Aug 6 2013, 09:29 AM |
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adolph
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Aug 6 2013, 09:40 AM
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Promotion campaign,
Start on this August 2013, the requirement to apply for business platinum or platinum card holders will be downgrade from RM48,000 to RM24,000 per year, which mean lower income customers can now apply platinum card without a much higher income. In order to get the latest promo info, anyone can go to any nearest branch, price solution or customer service to ask regard this campaign.
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adolph
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Aug 7 2013, 12:40 AM
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QUOTE(Human Nature @ Aug 6 2013, 10:12 AM) I wanted to redeem the following to offset my principal RM50 GST (redeem RM25 and pay RM25) but was informed it is not possible: Standard Chartered RM25 Service Tax Rewards Code: 201205 adolph, can you confirm? Thank you Human Nature, That's correct, you may redeem via call centre, online banking or branch through facilities provided. If you want to request via contact centre, you just have to make a call and they will check the code and done everything for you. Info, https://ibanklite.standardchartered.com/nfs...dd3a8f&menuNo=2 |
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adolph
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Aug 7 2013, 12:47 AM
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QUOTE(junlone @ Aug 6 2013, 10:42 AM) I have just got my business visa gold credit card, can anyone tell me it's balance transfer interest?  Junlone, Previously it offer at 0% interest free for 6 months but however start on August 2013, it already given 1.99% whether for 6 month or 12 months for new customer to standard chartered bank within 50% of your existing credit limit assign. Except there are promotion from sales team call to you specifically offer to you with different rates. Currently, only visa translucent with RM8 monthly fee wil only be offer for 0% whether 6 or 12 month installment plan up to 50% of your total credit limit. Info, http://www.standardchartered.com.my/credit...ranslucent.htmlThis post has been edited by adolph: Aug 7 2013, 12:47 AM |
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adolph
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Aug 7 2013, 12:49 AM
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QUOTE(maru @ Aug 6 2013, 11:07 AM) omg...its getting lower n lower.... when they gonna downgrade signature ? Maru, This promo for requirement will be subject to bank policy and may change from time to time. currently, you may approach branch, customer service, sales or anyone under employment with standard chartered bank to get the information for platinum card. Are you sure signature offered by standard chartered bank, currently there are only few type of card, you may refer to info given. Info, http://www.standardchartered.com.my/credit...-card-list.htmlThis post has been edited by adolph: Aug 7 2013, 12:51 AM |
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adolph
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Aug 7 2013, 12:52 AM
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QUOTE(limchee @ Aug 6 2013, 11:56 AM) whats the difference between the normal platinum and business platinum? their website is still showing business platinum requirement of 48k per annum Limchee, Please appoach any nearest branch, customer service, sales team or anyone under employment with standard chartered bank. This information was given by product manager under standard chartered bank. |
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adolph
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Aug 7 2013, 12:54 AM
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QUOTE(stuffx @ Aug 6 2013, 01:25 PM) For new sign up there is a 0% BT for 6 months. Need to apply within 6 months of card approval or upon sign up. Stuffx, That's promo already expired since 31 July 2013, 0% balance transfer only offered for visa translucent card or any offer made specifically for you from standard chartered bank. |
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adolph
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Aug 7 2013, 12:57 AM
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QUOTE(fruitie @ Aug 6 2013, 01:35 PM)  Then, what is the purpose of Gold card? Looks like my Plat is useless now, not like it serves any purpose la. Fruitie, Although there are no reason made specifically, but most probably is to drive more sales for standard chartered bank. Gold card still lower annual fee and yearly commitment, while the lowest credit limit can be assign compare to platinum card, for customer who do not feel safe with higher credit limit or commitments. This post has been edited by adolph: Aug 7 2013, 01:02 AM |
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adolph
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Aug 7 2013, 01:00 AM
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QUOTE(LostAndFound @ Aug 6 2013, 10:14 PM) Anyone can advise, I have a Stan Chart CC and my wife has a Stan Chart savings account which wanna use to pay the bill for the CC. As far as I know, with other bank (Maybank, OCBC) this is done by doing a fund transfer to an account number which is just the CC number, but when I want to add a registered payee that way keep getting error 99999. What's the correct way to do this? LostAndFound, The easiest way to check and get the root cause for it is by call to SCB customer services within minute, they can check the error code but however, make sure your wife need to do verification or use by phone banking, phone banking is the way to connect customer service without need to go a verification. |
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adolph
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Aug 7 2013, 01:01 AM
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QUOTE(echoesian @ Aug 6 2013, 11:43 PM) Talking about the Groupon offers which give free Philips soundbar, I'm very interested, but not sure I am applicable because I have cancelled all my cards 7 months ago. Echoesian, A new customer which mean do not held any card for the past 12 month from termination period, then it only can be consider as new customer to standard chartered bank. |
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adolph
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Aug 7 2013, 01:14 AM
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QUOTE(maru @ Aug 6 2013, 05:49 PM) haha time to upgrade  Maru, It is not advisable to upgrade the card as it will take up to 30 days period for upgrade and yet, still subject to approval and need to submit income document firstly. usually, staff will advise customer to apply a new card because it will take lesser period that upgrade. |
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adolph
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Aug 7 2013, 08:35 AM
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Campaign updated,
Revised for requirement for Platinum and Business Platinum from RM48,000 to RM24,000 annual income already taken effect since 2 August 2013 until further notice, the way to approach the sales for this promo will be through branch or staff under employment with standard chartered bank. If website haven't updated, kindly approach any branch or contact centre for more information.
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adolph
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Aug 7 2013, 05:49 PM
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QUOTE(junlone @ Aug 7 2013, 10:42 AM) Yea true, i received a call from PS staff. And up to 100% of your credit limit for 12 months at 2.99%.  Junlone, It only up to 90% of your total credit limit, if it is 100% then it will be impossible to be transfer because you will not be able to utilize the credit card, since it need at least few amount to be left. The interest given will be 1.99% for 6 or 12 months except Visa Translucent within 50% of your available credit limit. the next segment for 50% will be given at interest 3.99% or 5.99% if only you exceed 50% of your available limit with maximum tenure 12 months for new customer. |
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adolph
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Aug 7 2013, 05:53 PM
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QUOTE(maru @ Aug 7 2013, 09:12 AM) Maru, It is personal security purpose, i could only say i'm a big investor for standard chartered bank, that will explained it. |
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adolph
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Aug 7 2013, 05:55 PM
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QUOTE(Micky78 @ Aug 7 2013, 09:35 AM) Ytday I apply std card cc with groupon promotion. This mornung received sms said my application was not successful. ... said. .. I don't have blacklist or bad payment history. Micky78, The bank usually have the right not to give whatever reason if rejected and subject to bank policy. A staff usually cannot give the reason, it apply to other bank too. usually, staff can only reveal whether it "approve, reject or refer". |
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adolph
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Aug 7 2013, 05:58 PM
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QUOTE(Devil4life @ Aug 7 2013, 10:39 AM) until now still haven't received my June 15% petrol cash rebate and also my TnG card as promised. Time to blasts them  Devil4life, It will be credit within 60 days or two month statement for petrol cashback from your original statement. Once it reach 90 days for TnG card, you may request via investigation to be raise under your credit card account by inform standard chartered bank. |
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adolph
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Aug 7 2013, 06:02 PM
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QUOTE(venicelim @ Aug 7 2013, 01:47 PM) applied principal card online under the RM450 raya promo, submitted all required documents which is very clearly readable. But yet, still receive call from Price Solution. which means I am only able to get RM300 cashback instead of RM350 (plat visa) ?  did anyone here actually really manage to get through the online application (Part A : straight through application)? Am thinking is this a trick by SCB... where most of the time they'll always consider your application is not complete & hav PS to call you so that they can giv less cashback? Venicelim, Although I'm sure for that particular subject, but there will be some customer that eligible to take up to RM350 cashback for sure. It already stated in the term and condition clearly that standard chartered bank may call customer if require. The cashback only can be use in retail purchase, petrol transaction, insurance and bill payment, the cashback cannot be withdrawal and transfer to your saving or current account, neither cashier order to your doorstep. |
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adolph
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Aug 7 2013, 06:06 PM
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QUOTE(red_scorpion @ Aug 7 2013, 05:24 PM) My experience of online application:- (i) Last year, submit principal card application. Price Solution called the next day, and approved. Received full cash back. (ii) 3 months ago, submit supp card application. Price Solution called and told me you will received 280 cash back only instead of 300 . But I still manage to receive full cash back after 60 days. (iii) last 2 weeks, I submit another Sup Card application, and 1 week later, I received SMS said the card is delivering to you. This time, I didn't even received any call from Price Solution. Red_scorpian, you may approach any staff under employment with standard chartered bank or customer service to check your status. A call is an optional and it not a must "call" for customer. If staff do not promise you, then it will not become a request that must be done. i had seen that some customer received full cashback without any requirement from standard chartered bank for maximum RM450 cashback. |
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adolph
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Aug 7 2013, 06:08 PM
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QUOTE(Devil4life @ Aug 7 2013, 06:06 PM) My May one was credited on July 2nd, but June till now not yet. Talk about consistency. TnG already past 90 days guess it's time to call them already Devil4life, Yes, you may contact standard chartered bank and do investigate the transaction, cycle date and etc that may impact the delay. It is more than 90 days, raise your hand and call them. |
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adolph
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Aug 7 2013, 06:25 PM
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QUOTE(echoesian @ Aug 7 2013, 11:07 AM) So meaning I'm not applicable for that gift? echoesian, The answered given based on the question that you raised, to be consider new customer then it a must at least 12 month but for your case, i will not able to confirm that since you just gave me a blank question based on the termination date. To get an exact answer, you may call customer service when your card was terminated and must be more than 12 months. |
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