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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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ftan
post Jan 15 2013, 08:06 AM

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QUOTE(minikiwi @ Jan 15 2013, 07:36 AM)
Yes, based on their T&C the promo was only for new customer. But I received the rm55 cash back. That's y I'm wondering if i would get the touch n go and petrol cash back after this.
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If you applied for that promotion, then you should be getting it. Do call the SCB CS to verify.

My SCB second credit card also had $55 cashback only. It's tied with the $300 cashback promotion. I called up the CS and he said I need to wait 30 days before the rest of the cashback is credited.

Hope this helps.
ftan
post Jan 15 2013, 11:43 AM

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QUOTE(minikiwi @ Jan 15 2013, 11:17 AM)
I see. May I know are u a new customer or existing customer? So did u get cash back for both of ur cards?
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I am new customer. Got my first scb card with $300 cash back immediately when I applied online. For the second card, the PS person called me to apply about few weeks after. She said can get another $300 cashback. So I said ok. Now, still waiting 30 days before getting the full cash back.
ftan
post Jan 15 2013, 03:04 PM

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QUOTE(minikiwi @ Jan 15 2013, 12:02 PM)
I checked through SCB terms n condition just now and I found out only rm55 cash back will be given the card application is through branches/bank agent. Rm300 will be given when apply online.

So I think I am only entitled for the rm55 cash back since I requested for upgrading my old card through sales manager. I will try to apply preferred world master crd later through online and see whether can I get the rm300.

It is so good for u to have rm300x2 smile.gif
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rclxms.gif

Ya, I remembered reading about applicants who applied through agent/branches will get the $55 cashback, TouchNGo smartag and 15% petrol rebate. It's quite a good deal. smile.gif
ftan
post Jan 16 2013, 07:48 AM

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QUOTE(HaoYuan @ Jan 15 2013, 11:20 PM)
Hi any term and condition after i used the RM300 cash back and want to terminate? i request for terminate then get call from SCB that they not allow me to terminate due to i already used the RM300 cash back, only can terminate after one year.
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PS agent told me I can terminate the card (my 2nd card) anytime after using the $300 cashback. If I keep the card for 7 months, she won't get any penalty for her commission. Fair enough.

I don't see anywhere that states you have to keep the card for 1 year. Try calling another CS. whistling.gif
ftan
post Jan 16 2013, 11:55 AM

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QUOTE(Dannyl @ Jan 16 2013, 11:18 AM)
If we apply online/by fax, does the commission go to whomever handles the application, or nobody gets it?
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Agree with cempedaklife. If apply directly to the bank without any agent involve, nobody gets the commission.
ftan
post Jan 16 2013, 12:13 PM

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QUOTE(Dannyl @ Jan 16 2013, 12:12 PM)
So we can cancel the card without remorse after 1 month?  laugh.gif
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LOL. I never thought of that. Good one.

I think it'll depend on the goodwill of the CS you talk to.
ftan
post Jan 17 2013, 07:32 AM

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I got the cash back for my 2nd SCB card already. Nice.
ftan
post Jan 17 2013, 05:59 PM

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QUOTE(db07mufan @ Jan 17 2013, 09:57 AM)
Guys,

just read the whole 20+ pages in the thread and the SCB Terms and Conditions. Just to RECONFIRM my understanding about the new promo.

1) No annual fee for 2 years.
2) If i apply online for the cash rebate option (I have Smarttag already) I will get RM55 , and plus RM300 into the card. Its like RM355 free cash.
3) On top of that 15% rebate till end of July for Petrol subject to the 8 million plus Quota.

I am happy with my current credit card, thinking of getting the card for the promos. Not exactly going to use it long term . Theres a clause in the T&C. Is it safe to say, i can apply now. Use the RM355 rebate to buy stuff, then on the 10th month cancel it.?
And is it too late to apply now and get approved before 31/1
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1. Yes
2. $300 cash back only. If you apply online, can see the full $300 cash back once you activate your cc online account.
3. Different promo for 15% petrol rebate (tied to smartag n $55 cb)

You can still apply now and qualify for the cashback. I applied quite late and near the dateline. Got the cb.

Hope this helps.


ftan
post Jan 17 2013, 07:00 PM

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QUOTE(cempedaklife @ Jan 17 2013, 06:39 PM)
dun be surprise u got it in 2 batches though. rm55 and rm245.

more and more ppl getting this instead of rm300 at one go.
anyway, it's about a month apart only...
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Yes, this is possible. My first scb card late last year full $300. Second card (through ps agent) is $55 + $245. Scb cs said 30 days but it was less than that for the waiting period. Anyway, all is good. smile.gif
ftan
post Jan 18 2013, 07:27 AM

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QUOTE(shirley_andy @ Jan 17 2013, 06:43 PM)
RM300 or RM250 or is it RM300 for platinum and RM250 for gold?

and I heard that the amount is not straight away available right? like they give u RM50 each month right?
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$300 cash back for platinum cards. After minus the $50 gov tax, only left $250. Can't remember what amount SCB offerred for gold cards. Cash back given is $55 (this is to offset the $50 gov tax + $5 remaining) and $245.

I just checked the SCB website. Can't find the $300 cash back promotion when I click on the Apply Now button. Hmm...
ftan
post Jan 18 2013, 07:34 AM

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QUOTE(BingYao @ Jan 17 2013, 03:35 PM)
Hi all. Any idea when will the cs actually receive their commission? When my application gets approved or upon card activation?
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Price Solution person told me if keep the card for 7 months, will get commission without penalty. I suppose if application gets approved, card activation, duration, etc are factored into their commission.

This post has been edited by ftan: Jan 18 2013, 07:36 AM
ftan
post Jan 18 2013, 07:53 PM

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QUOTE(sg999 @ Jan 18 2013, 07:18 PM)
omg
i pumped petrol rm10
but after that received sms alert say just did a retail transaction rm200
WTH~~~~!!!
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This is normal for most cc when pumping petrol. I got it when using scb card. My first time. But I know my other friends got it for other bank cc.
ftan
post Jan 19 2013, 09:55 AM

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QUOTE(chiahau @ Jan 18 2013, 10:33 PM)
http://www.standardchartered.com.my/person...w-all-cards/en/

I think this answers your question pretty well.
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Good to know the promotion still on. I tried searching for it yday and couldn't find it.
ftan
post Jan 22 2013, 08:32 AM

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QUOTE(chiahau @ Jan 19 2013, 12:55 PM)
Ending 31st, I think. Better check out the proper details.
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Nah, not going to actively apply coz I got 2 cards already. If agent call up and offer, then can consider la. tongue.gif

I have a feeling they will keep extending the promotion dateline. Last time, it was end Oct/Nov.
ftan
post Jan 27 2013, 01:58 PM

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QUOTE(db07mufan @ Jan 27 2013, 12:30 PM)
I just got the RM55 rebate, do we need to make any transactions to activate the RM245 rebate?
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No need. I kept it until I got full $300 (actually, it's $250 after gov tax).
ftan
post Jan 27 2013, 01:58 PM

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QUOTE(db07mufan @ Jan 27 2013, 12:33 PM)
I clicked on the up to RM300 rebate when i signed up late. So i hope its not the touch and go offer.

I read that it is disbursed as RM55 then RM245 on the following month. Is it true?
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True.
ftan
post Sep 20 2013, 10:07 PM

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QUOTE(ronnie @ Sep 13 2013, 10:22 PM)
I've received both Email and SMS for the Spend and Get Parkson vouchers up to RM300.
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I got the SMS today but deleted it. You going for this deal? It's worth if got big purchase to make.

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