Kimkimcheong,

That's 25,000 airasia big points, campaign opened 22 April 2013 till 31 December 2013.

Info,
http://www.standardchartered.com.my/person...es/aboutwm.html

Calvintam,

It probably outsource agency for Standard Chartered Bank, Outsource Agency for SCB only around five company. usually will only take 7 working day for application if there are no delay or requirement for document from SCB.

Fruitie,

There will be selected category for existing customer from SCB will be informed and asked for this promotion. It not only opened to new customers, there will be 8,000 existing customers most usage in credit card oversea transaction will be offered with different package, by invitatation only.

This post has been edited by adolph: Jul 31 2013, 08:16 PM

Human Nature,

The campaign for 15% cashback + RM55 + two year annual fee waiver already extended from 1 August 2013 till 31 August 2013, you may apply if interested.

Info,
http://www.standardchartered.com.my/person...rds_CVP_leftbnr
http://www.standardchartered.com.my/person...rds_CVP_leftbnr

Cactus1,

Just like the information provided by the term and condition, if there any request for further or clearer documentation requested by banks, then will fall under category part B, which give RM250 cashback to principle card. If there is any breach such as blocked, terminated or suspended then will not be given any cashback even it entitled for cashback, make sure during cashback period the account must be fine.

Info,
http://www.standardchartered.com.my/promo/...shback/tnc.html

This post has been edited by adolph: Aug 1 2013, 12:14 AM

Devil4Life,

That's correct. all cashback involved RM55 or RM30 will be used to paid the government service taxes (GST).

The airasia big point for 40,000 is the previous promotion, all promotion currently will be going for 25,000 air asia big point only. When Worldmiles firstly launched, it offered at 40,000 points.

Maru,

You may cancel at anytime, there will be no penalty except clear your full outstanding. Only worldmiles have at least 6 month usage before termination.

Maru,

There will be no penalty, the only way to cancel card only by calling customer service. Once request had been raised, they will transfer the call to another department also known, AAU department for cancellation. If call drop, AAU department will contact customer back within 5 working day period. But however, the rules may change and varies according to bank policy.

Shodulen,

Yes, as long apply under promo period. Supplementary promo for cashback extended from 1 August 2013 till 31 August 2013.

Info,
http://www.standardchartered.com.my/promo/...0506-I:10000106

Shoduken,

Only for one supplementary card, the bank may reward you for RM600 cashback but will become a reversal amount on next month and become as debit rather than credit, if bank found out that you apply for more than one supplementary card. A reversal usually inccured because errors from the bank due to mutiple reward issues. Please refer to term and condition before do an action that may lead to reversal.
"successfully apply for one new supplementary card and whose applications are approved by the Bank for any of the following credit cards issued by the Bank".

Info,
http://www.standardchartered.com.my/promo/...p-card/tnc.html

This post has been edited by adolph: Aug 2 2013, 09:18 PM

Pinksapphire,

That's not why i mean, i mean some people will get it because of multiple application signed up. there are people who get it but don't get any reversal, that's why I say if bank found out later. The reversal usually happen why there are multiple cashback, annual fee reversal or GST reversal. Yes, you may apply for Philips Soundbar, as long your income more than RM48,000 and apply via groupon website where it will link to Standard Chartered website. The promo only for peninsular customer only and not opened to west malaysia. The application that signed up multiple application for cashback, the new customer only can be entitled for one reward upon multiple sign up plan and customer that apply under this promo will not be given cashback apart RM55 to offset the government service taxes (GST).

But please be reminded, when you purchase an item and paid via standard chartered bank card. you will be charge from 0.15% till up to 1% administration fee / international transaction as visa and mastercard international recognize groupon as oversea transaction.

Info,
http://www.groupon.my/deals/klang-valley-k...-bank/717257362
https://grouponmy.zendesk.com/entries/21938...n-Shopping-#two
http://www.standardchartered.com.my/promo/...inum/index.html
http://usa.visa.com/personal/using_visa/ex..._rates_faq.html

This post has been edited by adolph: Aug 3 2013, 09:01 AM

Bearbear,

In order to save time, you can call dedicated customer service within 24 hours to check whether you hold any past credit card whether it single or joint account, as long it more than 12 month expired date then you shall consider as new customer to standard chartered bank. Prior to that, you can apply 1.99% balance transfer except Visa Translucent which only offered 0% for 6 or 12 months.

Caesarx,


You're partially correct, There are no annual fee but only RM15 monthly fee. If you apply from 22 April 2013 till 31 December 2013 then you will be given 1 year annual fee waiver, Worldmiles card is not same compare 360 reward Choice Point as Worldmiles point redeemption for airlines is 10 times lower compare 60 Reward Choice Point. CS only can waived certain month for 2nd year monthly fee but not every month fees, but may change depend bank policy for waivers.

Info,
http://www.standardchartered.com.my/person...es/aboutwm.html

Venicelim,

1# If you apply for promo campaign for Cashback up to RM450, you will not be given cashback for petrol rebate, whether you can choose for cashback up to RM350 for principle or petrol rebate for 6 months. For petrol rebate, RM55 actually is to offset the Government Service Tax (GST) rather than paying it for the first year.

2# If you choose for Raya Cashback campaign, you must apply via online and submit document within 24 hour to be entitled for Business Gold, just take an example you are going to apply Gold card for RM300, also known Part A: Straight Through Application CashBack. Part B will be consider via agent or online because insufficient document after 24 hour periods then only be given RM250.

3# Yes, credit limit is share together with all card even though you have multiple SCB credit cards. Petrol cashback only be given to highest level of cards and only principle card are allowed. RM48 for petrol cashback will not be shared among principle and supplementary.

4# Yes, it is not much different since insurance coverage not longer be given to standard chartered credit card holders. Most people only apply because the class level and the limit that can be increase is much higher compare to gold.

5# If you apply under cashback RM450 then you will be given 1 year fee waiver, while petrol cashback promo will be given 2 year fee waivers, to confirm the annual fee waiver under promo code, you may call 24 hour CS. For principle gold card, you must use at least RM7k per annum to be entitled fee waiver while Platinum RM12k per annum. If you not fall under this category, you may call CS to request waiver but subject to approval by the banks or by using your 360 reward points. GST can be waived by request or 360 reward point as given,

10,000 points = RM50 (principle card)
5,000 points = RM25 (supplementary card)

More,
http://www.standardchartered.com.my/promo/...0506-I:10000106
http://www.standardchartered.com.my/promo/...shback/tnc.html
https://ibanklite.standardchartered.com/nfs...dd3a8f&menuNo=2

This post has been edited by adolph: Aug 4 2013, 12:48 AM

Red_scorpian,

That's not correct, the annual fee waiver will be subject to term and condition. If there are block, no annual fee will be waive and will be subject to your segment score. If you don't believe, just have a try to call to Standard Chartered and ask if all customers can be waive. If you are saying you get it, it not mean all people will get it. If your segment change one day, it won't matter how you complaint, they will not waive anything for you.

This post has been edited by adolph: Aug 4 2013, 09:33 AM

Venicelim,

1# Yes, if you apply for Gold and submit within 24 hour then you will be given RM300 cashback. There are few manager from SCB informed that there will be another cashback to offset GST, but based on my last conversation with Price solution Manager, out of the RM300, RM50 will be paid for GST. The cashback don't have any expired period, it just like a credit to swap for retail purchase and that amount will not be refund via cashier order because it a cashback. Based on term and condition,
"Eligible Customers who meet Part A requirements of this Campaign will receive a RM55 Sign-Up CashBack initially. This amount will be credited into the Eligible Customer’s credit card account upon approval of the application. The remaining balance of the Sign-Up CashBack will be credited within 60 days from the approval date"

2# As long you already owned your principle card then will be consider as existing customers. If you pick for 2nd scenario, there will be extra RM5 credit after deduct GST for principle card.

This post has been edited by adolph: Aug 4 2013, 03:51 PM

red_scorpian,

That's correct but make a good repayment will not ensure you get a better score. it will be revising your from other loan account and banks too. There are no such thing as free for life except invitation from banks or supplementary card only. please don't trust whatever salesman promise you as they remain as salesman. Fee waiver will be subject to bank policy and need to do a certain amount before they can proceed it for you, which mean you have to contact bank for waiver. you may check and read everywhere in SCB, not stated anything free for life. Fee waiver only given to staff under employment with SCB.

This post has been edited by adolph: Aug 5 2013, 10:35 PM

Venicelim,

Yes, you may apply under platinum visa and get cashback for principle card only. Revised for requireement for platinum card from RM48,000 downgrade to RM24,000 per year with immediate effect start this month, which mean lower income people can now apply platinum card with only RM24,000. i gave information based on term and condition too,

The Campaign is open to New Customers who:
(a) successfully apply for and whose applications are approved by the Bank for any of the following credit cards issued by the Bank (“SCB Credit Card”) during the Campaign Period:
• Gold Credit Card,
• Platinum Credit Card,
• Preferred World MasterCard Credit Card,
• Business Gold Credit Cards,
• Business Platinum Credit Cards

"New Customers" mean applicants who have not held any Standard Chartered Bank Malaysia Berhad credit card, whether as principal or supplementary cardholder.

pinksapphire,

All of the campaign you are stated only opened to new customer which do not held any SCB card within pass 12 month only. if you are existing customer with platinum visa card, you can only apply for supplementary card which give cashback up to RM300 till end of this August 2013.