Wait for Otter..military grade. You can throw your phone into the wall and bounce on the floor without problem

Did u refer my post v3 post 2071
That is very simple guide
If you cannot even follow it suggest you don't even bother doing it

Yes I have answered this questions at least 3 times in V3/V4

If you take out the card while phone is on, nothing will happen as most of your stuffs is in memory. You can still mobe among homescreens, launch your commonly used apps. Except apps that need to be written onto the card you cannot do it as card is absent. If your phone is in lockscreen mode, it will freeze there - putting back the card will unfreeze it but it will take about a minute as system need scan the whole ext SDcard again

If you take out card and switch off phone without the ext card, phone will reboot successfully and default back to original internal sd card. Have tested several apps and phone will rewrite data on android/data folder when you launch any apps
Putting back ext card and switching it back on will give you back the swapped status

I have yet to face any hardbricking - DON'T worry about it !!

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Added on October 23, 2012, 9:35 pm
Nothing will happen , only slower charge