QUOTE(vaanwarrior @ Dec 19 2012, 12:42 PM)
Yup that is what my SA told me.. bcoz the graduate loan interest rate is quite high. They will use the AT price to apply for the MT price to make it 100% loan. I'm quite confuse actually.. haha.. I still can afford the 10% down-payment by next month, if i really have to. But for now I'm still waiting for other banks to call me then I'll only select which bank loan is much more affordable..
They will use AT price to apply from bank cause the price is higher den MT..Bank seldom gv 100% loan..
Example: they will request loan 50k (actual MT price) from bank and say the car is 55k (so called AT price) In bank perspective, they will think U pay 5k for deposit.. So if ur document and background able to get loan 50k den in ur view, u will see it as 100% loan lo...
Dec 22 2012, 04:30 PM

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