QUOTE(zihao1214 @ Oct 19 2012, 10:22 AM)
I have a stable monthly gross basic salary of RM3,500.
Also minimum 5K commission but not declare into EPF nor PCB
Myvi: RM600 / month
House : RM1000 / month
Can I still buy 2nd car under my name, let's say a RM150K car.
What is the down payment I need to prepare?
Can I transfer my current car NCD to new car, and let the current car pay 100% insurance, as It will also be cheaper for a Myvi.
Appreciate all sifu advise.
You mean you're current monthly income is around 8.5K, is it? Not to bring you down, but if I were you, I would not even dare to think about buying a car 150K with such level of income, especially if you have a family to support or intending to have one later! Wait until you can double your current income then only start to think about buying at that price range. Better save to buy properties, they serves as investment, not like cars which depreciates every time. If you really do need to buy a 2nd car, then just get those under 80K!This post has been edited by 6UE5T: Oct 19 2012, 11:18 AM