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 PROTON SAGA BLM, FL, FLX CLUB V33, The People's Car

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GP mad man
post Oct 17 2012, 05:29 PM

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QUOTE(dares @ Oct 17 2012, 05:25 PM)
When I apply for loan, I was told shorter tenure or less loan amount = higher interest. So actually 9 years would have slightly lower interest than 7 years.

Added on October 17, 2012, 5:26 pm

3% seems abit high.
*
wah then i was misleaded by that SA jor... shocking.gif
i forgot how much was my interest rate, any way to find that figure?
let say now i paying rm461/month for 7 years for 30k loan.
how to calculate ar? rclxub.gif
V12Kompressor
post Oct 17 2012, 05:30 PM

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QUOTE(tiensong @ Oct 17 2012, 05:27 PM)
SA said every bank is like that....minimum 3%...some bank more than 3%.....@@@@
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wan tipu u fast fast take car only... lolz
iskazulka
post Oct 17 2012, 05:31 PM

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QUOTE(GP mad man @ Oct 17 2012, 06:11 PM)
u ajak unker izka go like them also lor  whistling.gif
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reapers & nick go LIKE lengluis faster then me. i just looking oni. they like to LIKE.
kenjilew
post Oct 17 2012, 05:32 PM

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QUOTE(tiensong @ Oct 17 2012, 05:16 PM)
FOR 9 years loan, is 3.0%
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mine 5 years 0% interest ~

QUOTE(r3apers @ Oct 17 2012, 05:18 PM)
oh.mine 9 years 2.75%
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mine 5 years 0% interest ~
V12Kompressor
post Oct 17 2012, 05:32 PM

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QUOTE(kenjilew @ Oct 17 2012, 05:32 PM)
mine 5 years 0% interest ~
mine 5 years 0% interest ~
*
LANCI
kenjilew
post Oct 17 2012, 05:34 PM

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QUOTE(V12Kompressor @ Oct 17 2012, 05:32 PM)
LANCI
*
LANCI for ? kereta sampah lai de ~ whistling.gif whistling.gif
GP mad man
post Oct 17 2012, 05:34 PM

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QUOTE(kenjilew @ Oct 17 2012, 05:32 PM)
mine 5 years 0% interest ~
mine 5 years 0% interest ~
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u need to post twice meh? dry.gif

QUOTE(V12Kompressor @ Oct 17 2012, 05:32 PM)
LAICI
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fixed~
onomnomnommm
iskazulka
post Oct 17 2012, 05:35 PM

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QUOTE(GP mad man @ Oct 17 2012, 06:29 PM)
wah then i was misleaded by that SA jor...  shocking.gif
i forgot how much was my interest rate, any way to find that figure?
let say now i paying rm461/month for 7 years for 30k loan.
how to calculate ar?  rclxub.gif
*
look inside ur agreement lor.
TSdares
post Oct 17 2012, 05:36 PM

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QUOTE(GP mad man @ Oct 17 2012, 05:29 PM)
wah then i was misleaded by that SA jor...  shocking.gif
i forgot how much was my interest rate, any way to find that figure?
let say now i paying rm461/month for 7 years for 30k loan.
how to calculate ar?  rclxub.gif
*
If I am not mistaken, around 4.2%.

That time interest quite high, my friends viva bought almost the same time almost the same price and tenure also kena interest rate like yours.

But anyway, I have also heard ppl tell longer tenure means higher interest, so I also not sure which is which.
GP mad man
post Oct 17 2012, 05:36 PM

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QUOTE(iskazulka @ Oct 17 2012, 05:35 PM)
look inside ur agreement lor.
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malas to korek... whistling.gif
coolkwc
post Oct 17 2012, 05:38 PM

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QUOTE(eqmal197 @ Oct 17 2012, 05:11 PM)
question

what is the best brand for double-sided tape that can tahan hot and rainy day?
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acrylic tape, unbeatable.
GP mad man
post Oct 17 2012, 05:41 PM

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QUOTE(dares @ Oct 17 2012, 05:36 PM)
If I am not mistaken, around 4.2%.

That time interest quite high, my friends viva bought almost the same time almost the same price and tenure also kena interest rate like yours.

But anyway, I have also heard ppl tell longer tenure means higher interest, so I also not sure which is which.
*
oh i see...
IINM, my gf viva elite rm459/month 7 years from rhb, i think also 30k loan...
we bought car on wrong timing laugh.gif
tiensong
post Oct 17 2012, 05:41 PM

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any people buy saga flx se 1.6 recently? want to know the interest rate of 10% downpayment for 9 years loan...
eqmal197
post Oct 17 2012, 05:44 PM

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QUOTE(tiensong @ Oct 17 2012, 05:41 PM)
any people buy saga flx se 1.6 recently? want to know the interest rate of 10% downpayment for 9 years loan...
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mine interest rate 2.68% PB
dp 5k
tenure 8 years
coolkwc
post Oct 17 2012, 05:47 PM

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Honestly, if possible, ask your father or mum 'loan' for around 10k-20k down payment for you, i personally feel repay car loan for 9 years for a car is ridiculous, if really not afford, just buy a 2nd hand car. I'm not lanci here, i bought my Saga @ 36k only last time, and my dad help for 15k downpayment, i loan 22k for 5 year, every month still need RM440.

Actually if that time Saga already >40k, i think i will driving old car now.

This post has been edited by coolkwc: Oct 17 2012, 05:48 PM
kenjilew
post Oct 17 2012, 05:50 PM

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haiyo... my car buy 2nd hand 35k... 5k downpayment.. RM500 per month for 5 years... sad.gif
coolkwc
post Oct 17 2012, 05:53 PM

Fall in love with audio again.
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QUOTE(kenjilew @ Oct 17 2012, 05:50 PM)
haiyo... my car buy 2nd hand 35k... 5k downpayment.. RM500 per month for 5 years... sad.gif
*
500/month for 5 years still OK la...

But now i saw ppl such as those fresh grad, no money still want the highest FLX SE, and loan for 9 years, what for leh? i really dun understand. rclxub.gif

This post has been edited by coolkwc: Oct 17 2012, 05:53 PM
Invalid Username
post Oct 17 2012, 05:54 PM

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QUOTE(eqmal197 @ Oct 17 2012, 05:14 PM)
2 question
- what variant your saga?
- do u drive a lot in city?
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saga flx se 1.6 with cvt. about 80% city
kenjilew
post Oct 17 2012, 05:57 PM

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QUOTE(coolkwc @ Oct 17 2012, 05:53 PM)
500/month for 5 years still OK la...

But now i saw ppl such as those fresh grad, no money still want the highest FLX SE, and loan for 9 years, what for leh? i really dun understand. rclxub.gif
*
better than fresh grad direct wanna get satria neo lols...
GP mad man
post Oct 17 2012, 05:59 PM

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QUOTE(coolkwc @ Oct 17 2012, 05:53 PM)
500/month for 5 years still OK la...

But now i saw ppl such as those fresh grad, no money still want the highest FLX SE, and loan for 9 years, what for leh? i really dun understand. rclxub.gif
*
want face ma tongue.gif

i also dun understand why need to make life so hard for 9years tenure...
IINM, this promo for fresh gradute is 0% d/p but 9 years tenure.
starting pay lesser and repay amout increase abit for every month rite?

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