Hello all k/ sekalian.

Previously in my thread, I was applying for personal loans,
and yesterday i got the result of my application and it was from RHB Easy.
They said, the loan didnt approve because i just start work for 4 month only.
Is that make sense ? btw, they requested me for confirmation letter and i give it them (even i was promoted as permanent staff).
but the result still same, when I asked, they said "dunno why,system just reject your application"

Anyway, got any k/ out there can offer me personal loan?
please dont ask why i want a personal loan, this is life matter.

Thanks.

go find ah long.

Rhb easy is 6 months.
Maybank 1 sebulan kerja pun ok dah.
Go to klcc maybank

easy to approve ?

All banks now require 6 months working if working in private company.

Unless you are government servant, just start work for one week can already apply personal loan and car loan. Im not kidding, my sister just start work one week in government already apply to buy Preve approved lor

go to aeon credit.

rhb easy they need to see your cash flow between u to any bank

On the spot.
Duit masuk in 1 hour.
4 times gaji.
Gua buat ari tu around 30 minutes setel 12k

If maybank need how much salary baru boleh ?

biar betol ko ni tikos,
mengundang aku nak pegi skang jugak.
interest mcm mane ?jgn suruh aku tgk web,
aku x pandai la bende2 nie. haha

Aku rasa 2500 jer kot.

OK la, for those yang ade buat personal loan package,
my detail as below

Salary : RM3500
Date Start work : 4 month until now (permanent staff)
Industry : Oil and Gas
Other commitment : Car loan

Hope someone can help.

its not merely about sense. the system checked alot of your past and present stuff to come to conclusion (approve or not).

Confirmation to become permanent staff is NOT a form of "promotion".

thanks alan, understand clearly.

Gua tak igt sebab gua buat early settlement within 2 months.
Lu jangan lupa bawak offer letted confirmation apa semua

if gomen servant gaji 3.5 k loan 100k within 1 week approved~so u dun have siblings work with gomen?

Midvalley pun ada maybank 1

ha ? ko settle dlm 2 bulan ?
so total ko pnjam brape ?
jap2 .
means,klu settle lmbt, interest naek ?

ask this guy, he helped me before. was rejected by HLB, but he help me to get PL from another bank

http://forum.lowyat.net/index.php?showuser=148456

banyak duit kau tikus~bagi la loan dekat TS~

Sial mana ada duit. Gua tdesak time tu

da tu 12k dua bulan bole setel~~

Minimum monthly income of RM2,000 gross = including OT or basic only ?

Better ko tanya diorang terus.
Rate almost the same as rhb la lebih kurang

Jual buntot gua

RHB Easy - Loan Not Approve

actually read like this


RHB loan NOT Easy Approve

gomen better go to public bank~monthly potong tak ikut koperasi~

FUUUUUUU ..tthank brah....
this brother help me a lot, check2 and he said i can loan 10k (minimun)
now in processs .hope everything smooth.

Gua swasta bai. Teringin kerja gomen walaupun pay lower

why u want personal loan?

Tak try Bank Islam? Their rate is lower than RHB.

hek eleh tikus... citer nak gempak kaya raya...last-last hutang personal loan gak... hahahahaha...

When I tried applying for a loan, they mentioned that I have no credit history whatsoever. No car loan, no credit card etc so they said they don't know if I can pay back on time.

In the end, I just went back to my bank where I have a savings account and applied. Got it within a week but the amount given was slightly lower.

Y u need personal loan?

To buy Phone? To buy notebook? TO go vacation?

to settle debt,
previously dont have any debt,
but got some problem then i make loan to my friend,
now my friend keep texting me asking to payback.
padahal bgi pinjam pn rm100, da bising mcm 100k.
babi betol

easy rhb wanna see ur 6 month of ur EPF contribution

lolwut? RM100 pun lu nak buat personal loan ke?

bkan la rm100 tu je,
ade jgak aku pnjam sket2 dkat yg laen.
total smua aku pnjam dlm rm4k lbih.
bodo ke ape rm100 nak buat loan nak byar balik. hahaha
so alang2 da buat loan, aku ingat nak g buat 20k mcm tu.
trus simpan duet kawin.

3.5 also pinjam kawan-kawan. mine lower. lucky no personal loan because its hard anyway not like those goment.

aku pinjam kawan aku rm80 xbayar lg, aish... gaji lambat masuk

i found that HSBC cash installment was cheaper, but not sure if theres any other hidden charges,




https://www.hsbc.com.my/1/2/personal-bankin...instalment-plan

xpyah bayar,buat tak reti je.
ala 80 je pn.

FFFFUUUUUU!!!!!

Baru keje 4 bulan dah gaji rm3.5k... Aku dah keje 7 tahun pun tak cecah rm3k lagi.... Cis, i should've studied harder and masuk o&g last time... Nyesal tak sudahhhhh!!!

mehhh,
give u more butthurt. im SPM level only .
actually 4 month is my new current job, previous job at sapurakencana ,already 3 years there.
feeling like wanna travel ,so i jump to another company.

yes. in private at least need 6 month.
in gov / semi-gov even contract also can make loan.

OMG,
uni level come out also not so many...
RM1700-RM 2700

rezki laen2 bro,
mane tau nnti rezki kau plak.

cause they take a look of your EPF amount.
that how the RHB easy loan work.
if you have RHB credit card with good repayment rate you will get the loan instantly.

even degree holder around RM1000 plus only. not like 20/30 years ago. degree will earn higher than spm.

Era has change...

Work Smart Not Work Hard

Hrmm.
what i remmber is, they said my epf got a gap 1 month,so they can`t proceed it ,
that gap happen because i resigned from previous company and berehat 1 bulan.
haha

Aaarrggghhh.... Even deeper butthurt!

agree. meanwhile mine spm only.

Geng alrajhi interest kecik...

i thought EPF thing is private, how them can check this..

I see.
the credit policies.

anyway their interest is among the highest on all personal loan.

go check maybe your name used by others go buy car buy house buy all kinds of stuffs and you're actually bankrupt

It is their credit policies. in fact most of the loan require you to show them your EPF statements.

system can`t proceed due to work service only 4 month bro,they requited at least 6 month.
and dont have gap between you efp deduction.
that what i know la.

try to apply a few credit card also see which approve, can cash advance out from ATM, since life matter, few percent ATM cash surcharge wont matter.

next time gip bank profit abit la..

Ar Rajhi tak boleh..? masa tanya2 aritu katanya kat situ paling OK.

ade jgak dgr al rajhi ni oke,
but the worst is CIMB, btol ke ?

normal lar.
High risk loan require to see your repayment habits.

no wonder, they hard to approved mine personal loan too. because i no credit/car/house loan history.

Bena ndak kah kau tok?

what
are
you
saying
actually ?

Ko call no tu ke? Ko biar betul?

Kalau betul,aku pun nak try gak..hehehe...bank mane?

This post has been edited by deanunited07: Oct 2 2012, 12:30 PM

no yg mane ?
mamat yg offer loan tu ke ?
haa aku call sembang2.asl ?

Kena dengan Bank Islam, pinjam 25k, bayar balik 36k ...

Pehtu tanya Ar-Rajhi.. lagi murah.. tak ingat berapa % , lupa

Bukan mr.along ke tu? Hehehe...

eh ko biar betol,
jangan bagi aku takot. sure ke along ?

Perghhh...nama je bank islam..tapi dia punya riba...mak aih...

Aku blum try lagi la...tu pasal aku tanye...hahaha!!!

Takpe,ko try dlu,kalau ok,jgn lupe gunakan kuasa pm ok...?

hehehe

But once you have a credit history and the ratings are good, it'll be so much easier to get any other loan. My credit card application was rejected when I was working full-time (god knows why) but it got approved recently even though I'm only freelancing.

kesian kids nowadays need personal loan to get married. melei culture is too unreasonable. break the trend la bro. keep things simple. nikah gantung is also an option.

look, one of the purposes of getting married is because it is part of a muslim's deen - his way of life. IMO, that should be the number 1 reason because the whole purpose of life is to be judged on how we live it. it doesnt make sense not to follow the way of marriage taught by Rasulullah. and he has always preached to keep marriage affordable. burdening yourself with debt is anti-islamic. but nowadays, so many ppl feel it is ok to do it to get married. dont build your marriage on a foundation based on cultural dogmas. stay true to Islam and it will bring you peace and happiness.

kthnxbai.

This post has been edited by homicidal85: Oct 2 2012, 01:56 PM

I apply loan kenot get then now i have to jadi ah long.

Sorry
Have to up this topic again since nobody can help me on personal loan matter.

Please,if anyone can help.do contact me

Try to submit your documents(NRIC, Salary Slip, Present Loan Commitment) to me by PosLaju and i will follow up with my Loan Dept HQ for prompt approval(if no issue). Let me know yr telephone contact:-

My Name = Ms. Pang
Tel = 012 - 451 9329
Bank = Alliance Bank M'sia Berhad.


http://forum.lowyat.net/index.php?showuser=671369 <-------tadi org ni msg aku...ko try la...aku tak minat...takde cawangan bank ni kat tmpt aku..

U loan how much got credit card or not

ah kit,

wanna ask... my staff wan to borrow some amount of loan from company.

can private company check their bad debt status?

cannot, only bank can directly check their C-criss status... easy only, why want to borrow from company? why not sendiri go apply for personal loan?

Let say if he afraid of interest, then try to ask him go borrow personal loan from bank see approve or not first. If approve then it mean he dont have any bad record then only borrow him bah =D

CTOS can. company conlanfirm check one.

He ask to borrow money from company - deduct from his salary without interest.

since the amount quite huge compare to regular advance salary. that why boss ask can do credit checking.

this guy work for us quite sometime but boss still not 100% trust on him

anyway, thanks you

U can now go bnm to print your own ccris...

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