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PERSONAL LOAN, RHB EASY - NOT APPROVED
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ar188
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 Oct 2 2012, 12:20 PM
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QUOTE(neoexcaliber @ Oct 2 2012, 11:26 AM) When I tried applying for a loan, they mentioned that I have no credit history whatsoever. No car loan, no credit card etc so they said they don't know if I can pay back on time. In the end, I just went back to my bank where I have a savings account and applied. Got it within a week but the amount given was slightly lower. next time gip bank profit abit la..  |
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mythminded
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Oct 2 2012, 12:22 PM
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Getting Started
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Ar Rajhi tak boleh..? masa tanya2 aritu katanya kat situ paling OK.
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TShardcoreangel
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Oct 2 2012, 12:24 PM
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Getting Started
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QUOTE(mythminded @ Oct 2 2012, 12:22 PM) Ar Rajhi tak boleh..? masa tanya2 aritu katanya kat situ paling OK. ade jgak dgr al rajhi ni oke, but the worst is CIMB, btol ke ? |
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yinchet
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Oct 2 2012, 12:27 PM
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If you wish for peace, prepare for war
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QUOTE(neoexcaliber @ Oct 2 2012, 11:26 AM) When I tried applying for a loan, they mentioned that I have no credit history whatsoever. No car loan, no credit card etc so they said they don't know if I can pay back on time. In the end, I just went back to my bank where I have a savings account and applied. Got it within a week but the amount given was slightly lower. normal lar. High risk loan require to see your repayment habits. |
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fiqir
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Oct 2 2012, 12:27 PM
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QUOTE(neoexcaliber @ Oct 2 2012, 11:26 AM) When I tried applying for a loan, they mentioned that I have no credit history whatsoever. No car loan, no credit card etc so they said they don't know if I can pay back on time. In the end, I just went back to my bank where I have a savings account and applied. Got it within a week but the amount given was slightly lower. no wonder, they hard to approved mine personal loan too. because i no credit/car/house loan history.  |
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deanunited07
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Oct 2 2012, 12:27 PM
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Getting Started
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QUOTE(hardcoreangel @ Oct 2 2012, 11:14 AM) FUUUUUUU ..tthank brah.... this brother help me a lot, check2 and he said i can loan 10k (minimun) now in processs .hope everything smooth. Bena ndak kah kau tok? |
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TShardcoreangel
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Oct 2 2012, 12:28 PM
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Getting Started
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QUOTE(deanunited07 @ Oct 2 2012, 12:27 PM) what are you saying actually ? |
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deanunited07
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Oct 2 2012, 12:29 PM
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Getting Started
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QUOTE(hardcoreangel @ Oct 2 2012, 12:28 PM) what are you saying actually ? Ko call no tu ke? Ko biar betul? Kalau betul,aku pun nak try gak..hehehe...bank mane? This post has been edited by deanunited07: Oct 2 2012, 12:30 PM |
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TShardcoreangel
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Oct 2 2012, 12:29 PM
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Getting Started
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QUOTE(deanunited07 @ Oct 2 2012, 12:29 PM) Ko call no tu ke? Ko biar betul? no yg mane ? mamat yg offer loan tu ke ? haa aku call sembang2.asl ? |
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mythminded
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Oct 2 2012, 12:30 PM
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Getting Started
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QUOTE(hardcoreangel @ Oct 2 2012, 12:24 PM) ade jgak dgr al rajhi ni oke, but the worst is CIMB, btol ke ? Kena dengan Bank Islam, pinjam 25k, bayar balik 36k ...  Pehtu tanya Ar-Rajhi.. lagi murah.. tak ingat berapa % , lupa  |
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deanunited07
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Oct 2 2012, 12:31 PM
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Getting Started
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QUOTE(hardcoreangel @ Oct 2 2012, 12:29 PM) no yg mane ? mamat yg offer loan tu ke ? haa aku call sembang2.asl ? Bukan mr.along ke tu? Hehehe... |
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TShardcoreangel
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Oct 2 2012, 12:32 PM
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Getting Started
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QUOTE(deanunited07 @ Oct 2 2012, 12:31 PM) Bukan mr.along ke tu? Hehehe... eh ko biar betol, jangan bagi aku takot. sure ke along ?  |
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deanunited07
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Oct 2 2012, 12:32 PM
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Getting Started
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QUOTE(mythminded @ Oct 2 2012, 12:30 PM) Kena dengan Bank Islam, pinjam 25k, bayar balik 36k ... Pehtu tanya Ar-Rajhi.. lagi murah.. tak ingat berapa % , lupa Perghhh...nama je bank islam..tapi dia punya riba...mak aih... |
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deanunited07
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Oct 2 2012, 12:33 PM
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Getting Started
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QUOTE(hardcoreangel @ Oct 2 2012, 12:32 PM) eh ko biar betol, jangan bagi aku takot. sure ke along ? Aku blum try lagi la...tu pasal aku tanye...hahaha!!! Takpe,ko try dlu,kalau ok,jgn lupe gunakan kuasa pm ok...? hehehe |
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neoexcaliber
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Oct 2 2012, 12:35 PM
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Getting Started
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QUOTE(fiqir @ Oct 2 2012, 12:27 PM) no wonder, they hard to approved mine personal loan too. because i no credit/car/house loan history. But once you have a credit history and the ratings are good, it'll be so much easier to get any other loan. My credit card application was rejected when I was working full-time (god knows why) but it got approved recently even though I'm only freelancing. |
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homicidal85
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Oct 2 2012, 01:55 PM
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Getting Started
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QUOTE(hardcoreangel @ Oct 2 2012, 11:39 AM) bkan la rm100 tu je, ade jgak aku pnjam sket2 dkat yg laen. total smua aku pnjam dlm rm4k lbih. bodo ke ape rm100 nak buat loan nak byar balik. hahaha so alang2 da buat loan, aku ingat nak g buat 20k mcm tu. trus simpan duet kawin. kesian kids nowadays need personal loan to get married. melei culture is too unreasonable. break the trend la bro. keep things simple. nikah gantung is also an option. look, one of the purposes of getting married is because it is part of a muslim's deen - his way of life. IMO, that should be the number 1 reason because the whole purpose of life is to be judged on how we live it. it doesnt make sense not to follow the way of marriage taught by Rasulullah. and he has always preached to keep marriage affordable. burdening yourself with debt is anti-islamic. but nowadays, so many ppl feel it is ok to do it to get married. dont build your marriage on a foundation based on cultural dogmas. stay true to Islam and it will bring you peace and happiness. kthnxbai. This post has been edited by homicidal85: Oct 2 2012, 01:56 PM |
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IluvProton
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Oct 2 2012, 02:48 PM
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Getting Started
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I apply loan kenot get then now i have to jadi ah long.
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TShardcoreangel
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Oct 5 2012, 04:43 PM
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Getting Started
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Sorry
Have to up this topic again since nobody can help me on personal loan matter.
Please,if anyone can help.do contact me
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deanunited07
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Oct 5 2012, 04:49 PM
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Getting Started
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QUOTE(hardcoreangel @ Oct 5 2012, 04:43 PM) Sorry Have to up this topic again since nobody can help me on personal loan matter. Please,if anyone can help.do contact me Try to submit your documents(NRIC, Salary Slip, Present Loan Commitment) to me by PosLaju and i will follow up with my Loan Dept HQ for prompt approval(if no issue). Let me know yr telephone contact:- My Name = Ms. Pang Tel = 012 - 451 9329 Bank = Alliance Bank M'sia Berhad. http://forum.lowyat.net/index.php?showuser=671369 <-------tadi org ni msg aku...ko try la...aku tak minat...takde cawangan bank ni kat tmpt aku.. |
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KitZhai
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Oct 5 2012, 04:55 PM
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U loan how much got credit card or not
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