Bank won't simply frozen user account .
He no need to withraw that amount at his bank . every ATM will do .
properly now the account is insufficient funds already . Surely he took all the money on hand now .

This is the problem , Malaysia police efficiency sucks .
Eventhou we can brain that how to capture this conman , but still Police will act slow in Malaysia

But this case is diffrent ,
you're telling Banker that this guy is conning ur money , but banker will request court order before they frozen the conman account .

Banker got no right to frozen their user account before the judge drop.