PruCash Double Reward vs Pru Retirement Reward
|
|
 Sep 24 2012, 03:10 PM, updated 14y ago
Return to original view | Post
#1
|
 
Junior Member
227 posts Joined: Jan 2009  
|
Hai Guys,
I need an opinion from the masters here. Which is the best scheme for Retirement purpose? PruCash Double Reward is an endowment plan whereas Pru Retirement Reward is ILP. Maybe can get feedback from Prudential agents. Thanks |
|
|
|
|
|
Sep 24 2012, 03:52 PM
Return to original view | Post
#2
|
|
Junior Member
227 posts Joined: Jan 2009
|
For income tax claim under Annuity, one advantage is can take Pru Retirement Reward.
Am i right? |
|
|
Sep 24 2012, 06:16 PM
Return to original view | Post
#3
|
|
Junior Member
227 posts Joined: Jan 2009
|
QUOTE(shadow_walker @ Sep 24 2012, 05:29 PM) interesting point bro...care to elaborate? tq But PRS have different tax claim which is RM3 K per year. What about annuity plan? I think so far only Prudential has that. |
|
|
Sep 25 2012, 07:32 AM
Return to original view | Post
#4
|
|
Junior Member
227 posts Joined: Jan 2009
|
QUOTE(HighRoller84 @ Sep 25 2012, 12:24 AM) Private Retirement Scheme is shared with annuity on RM3k tax rebate. Even in the policy it states non guaranteed for the returns...same goes to unit trust.You can see bozo scamming insurance agents like ExpZero above, telling people they can get 20% monthly retirement scheme. Malaysians! WAKE UP! Insurance is for protection, not for savings! Only thing insurance charges eat up our units in insurance. |
|
|
Sep 25 2012, 09:39 AM
Return to original view | Post
#5
|
|
Junior Member
227 posts Joined: Jan 2009
|
I have a question here:
If i took up an ILP or endowment plane, at maturity can I get the money that i paid or higher? Or will i be gaining loss? What would it be? |
|
|
Sep 25 2012, 06:49 PM
Return to original view | Post
#6
|
|
Junior Member
227 posts Joined: Jan 2009
|
QUOTE(gark @ Sep 25 2012, 05:47 PM) You are absolutely correct. Nowdays good insurance agents are very rare.... Today i get good info.....i will wait for PRS and invest there...... |
|
|
Sep 28 2012, 01:35 AM
Return to original view | Post
#7
|
|
Junior Member
227 posts Joined: Jan 2009
|
Hai Bro,
What i meant is Private Retirement Scheme not insirance plan.....So i will wait for this. |
| Change to: |  0.0176sec
 0.82
 6 queries
 GZIP Disabled
Time is now: 14th December 2025 - 12:48 AM |
Quote