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Credit Cards What is Cross Border transaction fees ?, Charge by Visa / MasterCard

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shirley_andy
post Nov 14 2017, 12:29 PM

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Purchased stuff from Lazada and paid via Paypal with CIMB card, got charged 1% on each purchase.

Can this be waived??

I feel cheated.
shirley_andy
post Nov 14 2017, 01:06 PM

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QUOTE(KeSToN @ Nov 14 2017, 12:40 PM)
previously online payment using CIMB
they charge 1% but u get 5% cash back for certain online transaction so it wasnt an issue
now i think it is only 2% cash back for online transaction i think
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ya now I totally banned this card alrdy, My cashback RM30 now have to use to pay extra RM25 due to the 1% cross border charge for using Paypal.

shirley_andy
post Nov 14 2017, 01:19 PM

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QUOTE(KennRicky @ Nov 14 2017, 01:10 PM)
Dai gor, I think u still don't get it.
The main reason why u being charged 1% is not because of the card.
It is bcuz u use Paypal.
No matter what card u use, as long as it is Malaysia local card, they will charge 1%.

If u directly use the card, no extra charge will be applied.
Aduh ....  bangwall.gif
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Based on the first post, Maybank is not charging
shirley_andy
post Nov 14 2017, 02:01 PM

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QUOTE(boonhan @ Nov 14 2017, 01:40 PM)
i thought cimb already ended their cashback for online purchase rebate since Nov 1st.
ohmy.gif
you sure you get cashback for that?  console.gif
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my purchase was in Oct, now I check statement only realise the amount different from my purchase price

 

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