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> Sijil Simpanan Premium BSN, Bank Simpanan Nasional

MisterLeaf
post Sep 15 2012, 09:06 PM, updated 6y ago

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BSN (Bank Simpanan Nasional) is the only one banking institution provided long term lucky draw campaign (Cabutan Bertuah).

We might win some attractive prizes when we save with the Sijil Simpanan Premium (SSP). Currently, BSN is offering more than 3,000 prizes a month to SSP Certificate Holders through the Monthly Premium SSP Draw.

user posted image
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We might get luxury car like a BMW, gold bar, iPad, MP4 or SSP certificate worth RM 100 every month.

With minimum RM 10, aged 12 and above, we can buy or purchase the Sijil Simpanan Premium (SSP) from BSN bank counter or ATM machine.

However, I bought this kind of SSP from BSN many years ago, but I didn’t get any prizes yet. Maybe I just put RM 100 for this investment, or maybe my good luck not yet come.

Anyway, I will try my luck again, maybe with RM 1000. I hope I can get a luxury car for wedding.

http://www.misterleaf.com/2763/sijil-simpa...panan-nasional/
rtsy2
post Oct 16 2012, 08:10 PM

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Do you get interest by buying this? is this like a FD?
adolph
post Oct 16 2012, 11:14 PM

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QUOTE(rtsy2 @ Oct 16 2012, 08:10 PM)
Do you get interest by buying this? is this like a FD?
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Yes, you will be given interest.
Just like fixed deposit, but more flexible than ordinary fixed deposit.
rtsy2
post Oct 16 2012, 11:14 PM

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So, the interest is only payable when you withdraw the SSP? Am i right?
vanpersie91
post Oct 16 2012, 11:17 PM

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how to start investing in SSP? I'm interested since few years back (due to their attractive giveout like this hehe) but dunno how to start sad.gif
rtsy2
post Oct 16 2012, 11:21 PM

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QUOTE(adolph @ Oct 16 2012, 11:14 PM)
Yes, you will be given interest.
Just like fixed deposit, but more flexible than ordinary fixed deposit.
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So, the interest is only payable when you withdraw the SSP? Am i right?
adolph
post Oct 17 2012, 09:44 AM

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QUOTE(rtsy2 @ Oct 16 2012, 11:21 PM)
So, the interest is only payable when you withdraw the SSP? Am i right?
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Interest will be paid directly into your account.
The interest will be paid 2.42% PA for the highest with requirement as least $3,000 in account.
While $1,000 only be paid 2.00% with requirement at least 6 months deposit.

there're few categories such as category 1, 2, 3, 4 and SSP high savers with minimum deposit $5,000 above for SSP gift draws.


Added on October 17, 2012, 10:09 am
QUOTE(vanpersie91 @ Oct 16 2012, 11:17 PM)
how to start investing in SSP? I'm interested since few years back (due to their attractive giveout like this hehe) but dunno how to start sad.gif
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In my personal opinion, SSP purchase is not consider as an investing, it more likely a lucky draw system. The payout is not very high as the maximum only 2.42% PA.

If you're really interested for the SSP draw. you can visit any BSN branch counter and their bank staffs will be willing to give you a helping hand. Once you had deposited a certain amount, you will be given a certificate.

Minimum saving is $10 = 1 units.

Please be mind, the certificate only acted as a resit or proof. if you lose the certificate, there will no penalty charge, the certificate only to ease their bank staff to track your record.
Your certificate can be fully or partly redeemed after 45 days from the issuance of certificate.


If you want purchase SSP more faster and flexible. You can open a BSN Matrix-i / Matrix Card Holders GIRO-i , and you could just purchase your SSP at the ATM machine in the future.

More info,
http://www.mybsn.com.my/content.xhtml?contentId=181

Happy draw.

This post has been edited by adolph: Oct 17 2012, 10:14 AM
popice2u
post Oct 20 2012, 06:50 AM

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my dad bought rm2k 20 yrs ago, until today lucky draw apa pun tak dapat...
adolph
post Oct 20 2012, 08:15 AM

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QUOTE(popice2u @ Oct 20 2012, 06:50 AM)
my dad bought rm2k 20 yrs ago, until today lucky draw apa pun tak dapat...
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Yes.

The reason they offer an attractive gift only to lure the public to put their money into their plan that they're offering,
At the rate of 2.42% PA, interest payout seem too low, unable to compete inflation rate. bad for long term saving since you still losing money as the Malaysia Inflation rate currently can goes as high as 3.6%.

This post has been edited by adolph: Oct 20 2012, 08:16 AM
faiz 555
post Nov 22 2012, 09:14 PM

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i just bought Rm1000 today.... this money im not use.... so i think, better i do an investment.... anyway i can kills two bird with a one stone.... dividend & prizes hehehe....
adolph
post Nov 22 2012, 09:34 PM

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QUOTE(faiz 555 @ Nov 22 2012, 09:14 PM)
i just bought Rm1000 today.... this money im not use.... so i think, better i do an investment....  anyway i can kills two bird with a one stone.... dividend & prizes hehehe....
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$1,000 equal to 100 units, 1 units = $10
profit sharing is 2% interest rate.
That's not much, but better than current and saving account offer by banks.
inoitu
post Nov 22 2012, 09:37 PM

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Any dividend? Over the years didnt recieve any.
adolph
post Nov 22 2012, 09:45 PM

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QUOTE(inoitu @ Nov 22 2012, 09:37 PM)
Any dividend? Over the years didnt recieve any.
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No dividend, this is partly like a saving account or fixed deposit. only interest with minimum 6 deposit, which equivalent to 2% or 2.42% for $3,000 above at least 12 month deposit, and given a chance to try luck to get the gifts, but ratio is low, that's why called "luck". smile.gif

It just like put as a flexible place for a moment, withdrawal will be eligible once reach more than 45 days.


faiz 555
post Nov 22 2012, 10:10 PM

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QUOTE(adolph @ Nov 22 2012, 10:34 PM)
$1,000 equal to 100 units, 1 units = $10
profit sharing is 2% interest rate.
That's not much, but better than current and saving account offer by banks.
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i know it's only 100 units....just try my luck.. if im not get any prize i will get the dividend.. if im lucky i get both:D
saving account also not pay high, average max 3% p.a i think..and no monthly draw..





This post has been edited by faiz 555: Nov 22 2012, 10:14 PM
adolph
post Nov 22 2012, 10:26 PM

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QUOTE(faiz 555 @ Nov 22 2012, 10:10 PM)
i know it's only 100 units....just try my luck.. if im not get any prize i will get the dividend.. if im lucky i get both:D
saving account also not pay high, average max 3% p.a i think..and no monthly draw..
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You have your point,
but for Bumiputra, there's a lot of good saving accounts to offers, such as Tabung Haji. That's not actually dividend, dividend and interest are different.

Anyway, wish you the best too.

This post has been edited by adolph: Nov 22 2012, 10:26 PM
faiz 555
post Nov 23 2012, 12:08 AM

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QUOTE(adolph @ Nov 22 2012, 11:26 PM)
You have your point,
but for Bumiputra, there's a lot of good saving accounts to offers, such as Tabung Haji. That's not actually dividend, dividend and interest are different.

Anyway, wish you the best too.
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yeah i have one... thanks for info.. before this i thought they both are same...

i google for it and get this answer = http://answers.yahoo.com/question/index?qi...18232752AAoOsGE
rotloi
post Jun 22 2014, 04:30 PM

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I cant believe BSN existed for 20 years..
davinz18
post Jun 24 2014, 04:03 PM

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OMG! people still investing in SSP-BSN shakehead.gif
shankar_dass93
post Jun 28 2014, 02:29 PM

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QUOTE(davinz18 @ Jun 24 2014, 04:03 PM)
OMG! people still investing in SSP-BSN  shakehead.gif
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One of the main reasons that people choose to invest in this is due to the attractive prizes that could be won such as the C-class and BMW 3 series.
davinz18
post Jun 28 2014, 03:54 PM

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QUOTE(shankar_dass93 @ Jun 28 2014, 02:29 PM)
One of the main reasons that people choose to invest in this is due to the attractive prizes that could be won such as the C-class and BMW 3 series.
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but the chance are so slim & need to wait for years if lucky cry.gif
wil-i-am
post Jun 28 2014, 06:56 PM

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M still holding since 2000
ikanbilis
post Jun 28 2014, 08:17 PM

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QUOTE(rotloi @ Jun 22 2014, 04:30 PM)
I cant believe BSN existed for 20 years..
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I was a kid when i first bought SSP. That time they dont give interest, only got luck draw. But i also never win anything before. And that was 30 years ago. wub.gif

davinz18
post Jun 28 2014, 10:20 PM

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QUOTE(wil-i-am @ Jun 28 2014, 06:56 PM)
M still holding since 2000
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Got win anything since holding it? hmm.gif
wil-i-am
post Jun 28 2014, 10:38 PM

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QUOTE(davinz18 @ Jun 28 2014, 10:20 PM)
Got win anything since holding it?  hmm.gif
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None
davinz18
post Jun 28 2014, 10:47 PM

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QUOTE(wil-i-am @ Jun 28 2014, 10:38 PM)
None
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14y keeping it, didn't win anything shakehead.gif
wil-i-am
post Jun 28 2014, 11:12 PM

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QUOTE(davinz18 @ Jun 28 2014, 10:47 PM)
14y keeping it, didn't win anything  shakehead.gif
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Not ezy to win
[Ancient]-XinG-
post Jun 29 2014, 08:43 AM

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Got la... My family member got win few times...

the price is units. Lolz. Thn reinvested into the same account. At most win 100 units.

hope got car lol!!!!
nujikabane
post Jul 9 2014, 02:43 AM

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QUOTE(faiz 555 @ Nov 22 2012, 09:14 PM)
i just bought Rm1000 today.... this money im not use.... so i think, better i do an investment....  anyway i can kills two bird with a one stone.... dividend & prizes hehehe....
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QUOTE(faiz 555 @ Nov 22 2012, 10:10 PM)
i know it's only 100 units....just try my luck.. if im not get any prize i will get the dividend.. if im lucky i get both:D
saving account also not pay high, average max 3% p.a i think..and no monthly draw..
*
Hi there,
Any luck so far ?
ikanbilis
post Jul 9 2014, 03:14 AM

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Sibei tipu. i put for 20 years oredi habuk pun takda!
nujikabane
post Jul 9 2014, 12:35 PM

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If I understand how it works is that;

They only take it in batches old old tickets.

Say, if the last draw in Jan it may be for tickets bought in 1978.
Then, they will select tickets bought in 1979 for the next draw in, Say, Feb.

Basically, if you are holding a 'newer' tickets, say circa 2OOO onwards,
your turn may only come years later.

So, it is wishful thinking that you'd be able to reap the 'rewards' or 'cashout', that soon..
kreosotum
post Oct 7 2014, 02:06 AM

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Hi all..

All -ve comments..wondering should i be trying this ssp..but i just want to try n invest rm100..hehe..agaknya ada dividend tak?? Hahaha..


oneeleven
post Oct 7 2014, 08:59 PM

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QUOTE(ikanbilis @ Jun 28 2014, 08:17 PM)
I was a kid when i first bought SSP. That time they dont give interest, only got luck draw. But i also never win anything before. And that was 30 years ago. wub.gif
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+1 here
Mr.Docter
post Oct 7 2014, 09:55 PM

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Never heard anyone I personally know win this thing.

Sound like too good to be true, statistically speaking. Or even simpler - pure luck.
Sarah Jessica
post Oct 8 2014, 12:28 AM

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People still believe in this SSP. None I know of managed to get anything from this yawn.gif
Darren
post Nov 12 2014, 10:30 AM

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Oh man, like that maybe I should withdraw my SSP then.

Won RM500 SSP vouchers from Acer during OMG campaign. Thought can strike something with the 10 tickets that I get. Better give up then...

Damn, ter-use my bro acc again sweat.gif

This post has been edited by Darren: Nov 12 2014, 10:30 AM
flyingteeku
post Nov 12 2014, 11:33 AM

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QUOTE(nujikabane @ Jul 9 2014, 12:35 PM)
If I understand how it works is that;

They only take it in batches old old tickets.

Say, if the last draw in Jan it may be for tickets bought in 1978.
Then, they will select tickets bought in 1979 for the next draw in, Say, Feb.

Basically, if you are holding a 'newer' tickets, say circa 2OOO onwards,
your turn may only come years later.

So, it is wishful thinking that you'd be able to reap the 'rewards' or 'cashout', that soon..
*
This is not true at all... i started putting some money in BSN SSP last year, and 2 months ago,i won RM100 certificate
ibm632
post Nov 12 2014, 12:57 PM

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Another method to join SSP is participate in PruBSN Ummahlink ... Money in Cash Builder will be counted for the lucky draw
gulstein86
post Nov 12 2014, 01:01 PM

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QUOTE(popice2u @ Oct 20 2012, 06:50 AM)
my dad bought rm2k 20 yrs ago, until today lucky draw apa pun tak dapat...
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same with me..SSP number no ong i guess.. laugh.gif
popice2u
post Nov 12 2014, 05:19 PM

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habuk pun taklah
kmarc
post Nov 12 2014, 06:19 PM

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I have about 6k SSP held 20+ years. First 10 years won twice..... rm 100 each time. After that, no luck till now.....
kumprinx
post Nov 14 2014, 04:24 PM

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I have few hundred inside.
sudah kena twice rm100 cert.
Tebus, then go eat chicken rice to celebrate.
low yat 82
post Apr 27 2015, 02:38 PM

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kanasai..got 1 SSP kept for 17years.. takda kena apa apa pun.. ptuiii
aiskrimcup
post May 22 2015, 12:19 PM

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Esok nak try beli sijil RM10, mohon dapat lah Mercedes C200 W205 baru tu, amin
wil-i-am
post Aug 9 2015, 01:51 PM

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BSN offer special deal for SSP from 1/7/2015 to 30/6/2016 with free AAM membership plus int @ 2.42%
http://www.mybsn.com.my/content.xhtml?contentId=364
jounin
post Aug 13 2015, 09:48 PM

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AAM membership, consider outdated sleep.gif
most of car insurance provide towing service d
eric84cool
post Aug 16 2015, 03:19 PM

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kept the cert since 15 years ago....tak kena apa apa pun. sien...

key3hky
post Aug 7 2017, 02:13 PM

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4k invested since 1995....22 years get no shit...went to bank and close account...
MushMe
post Aug 9 2017, 03:58 PM

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QUOTE(flyingteeku @ Nov 12 2014, 11:33 AM)
This is not true at all... i started putting some money in BSN SSP last year, and 2 months ago,i won RM100 certificate
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I have a question. For small prizes like rm100 ssp, does the bank call you or you have to check online for your number?
flyingteeku
post Aug 9 2017, 08:01 PM

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QUOTE(MushMe @ Aug 9 2017, 03:58 PM)
I have a question. For small prizes like rm100 ssp, does the bank call you or you have to check online for your number?
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They will send u letter saying that you have won...
elea88
post Aug 10 2017, 08:24 AM

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QUOTE(flyingteeku @ Aug 9 2017, 08:01 PM)
They will send u letter saying that you have won...
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i just received letter win RM300 i.e 30 SSPN... from July draw.


LNYC
post Aug 16 2017, 04:12 PM

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Holding 10k ssp...won rm70
LazyKurosaki
post Aug 16 2017, 09:48 PM

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I wonder if anyone really win any car from this before
vanpersie91
post Aug 17 2017, 08:24 PM

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how do I enter SSP ni?

pergi BSN cakap nak beli SSP cert?

that's all?
eastwest
post Aug 18 2017, 11:20 AM

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QUOTE(vanpersie91 @ Aug 17 2017, 08:24 PM)
how do I enter SSP ni?

pergi BSN cakap nak beli SSP cert?

that's all?
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Yup, you can also buy through ATM (I think). and if you have mybsn online account, can purchase through it also..
vanpersie91
post Aug 18 2017, 11:47 AM

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QUOTE(eastwest @ Aug 18 2017, 11:20 AM)
Yup, you can also buy through ATM (I think). and if you have mybsn  online account, can purchase through it also..
*
OK..then apart from this lucky draw, how do I gain profit from my SSP cert? will my SSP cert value increased? how it will be calculated?
eastwest
post Aug 21 2017, 01:59 AM

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QUOTE(vanpersie91 @ Aug 18 2017, 11:47 AM)
OK..then apart from this lucky draw, how do I gain profit from my SSP cert? will my SSP cert value increased? how it will be calculated?
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Small profit only..
eastwest
post Aug 21 2017, 04:24 PM

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QUOTE(Contestant @ Aug 21 2017, 07:15 AM)
Actually what is the purpose of keeping money in BSN?
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To win luxury cars tongue.gif
elea88
post Aug 21 2017, 04:52 PM

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QUOTE(Contestant @ Aug 21 2017, 07:15 AM)
Actually what is the purpose of keeping money in BSN?
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To have some hope....

Lottery without going out to buy the lottery every week...

Never know.. maybe one day .. can be lucky!!!!


elea88
post Aug 21 2017, 11:25 PM

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QUOTE(Contestant @ Aug 21 2017, 07:02 PM)
Is it true that it does not matter how much you have inside? Every account will have equal chance?
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the more one have.. the more the chances la...

Many many years ago, i hv a friend won a CAR.. but then again he put in RM100,000.... because that time BSN give 2% interest.
but now BSN increase the prizes.. so, no more interest.

My investment is only 10,000....hv not won any car yet... so, its proven.. its a game of luck and its also a game of probability...

its like lucky draw...


elea88
post Aug 22 2017, 09:13 AM

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QUOTE(Contestant @ Aug 22 2017, 12:17 AM)
So, you are buying RM400 worth of lucky draw every year. Is this the only bank in the world where lucky draws are given in place of "interest"? Quite an ingenious way of getting cheap funds.
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yes.. i use 400 per year for this LOTTERY. u let me know if found any..

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