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> Sijil Simpanan Premium BSN, Bank Simpanan Nasional

MisterLeaf
post Sep 15 2012, 09:06 PM, updated 3 years ago


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BSN (Bank Simpanan Nasional) is the only one banking institution provided long term lucky draw campaign (Cabutan Bertuah).

We might win some attractive prizes when we save with the Sijil Simpanan Premium (SSP). Currently, BSN is offering more than 3,000 prizes a month to SSP Certificate Holders through the Monthly Premium SSP Draw.

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We might get luxury car like a BMW, gold bar, iPad, MP4 or SSP certificate worth RM 100 every month.

With minimum RM 10, aged 12 and above, we can buy or purchase the Sijil Simpanan Premium (SSP) from BSN bank counter or ATM machine.

However, I bought this kind of SSP from BSN many years ago, but I didn’t get any prizes yet. Maybe I just put RM 100 for this investment, or maybe my good luck not yet come.

Anyway, I will try my luck again, maybe with RM 1000. I hope I can get a luxury car for wedding.

http://www.misterleaf.com/2763/sijil-simpa...panan-nasional/
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rtsy2
post Oct 16 2012, 08:10 PM


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Do you get interest by buying this? is this like a FD?
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adolph
post Oct 16 2012, 11:14 PM


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QUOTE(rtsy2 @ Oct 16 2012, 08:10 PM)
Do you get interest by buying this? is this like a FD?
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Yes, you will be given interest.
Just like fixed deposit, but more flexible than ordinary fixed deposit.
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rtsy2
post Oct 16 2012, 11:14 PM


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So, the interest is only payable when you withdraw the SSP? Am i right?
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vanpersie91
post Oct 16 2012, 11:17 PM


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how to start investing in SSP? I'm interested since few years back (due to their attractive giveout like this hehe) but dunno how to start sad.gif
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rtsy2
post Oct 16 2012, 11:21 PM


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QUOTE(adolph @ Oct 16 2012, 11:14 PM)
Yes, you will be given interest.
Just like fixed deposit, but more flexible than ordinary fixed deposit.
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So, the interest is only payable when you withdraw the SSP? Am i right?
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adolph
post Oct 17 2012, 09:44 AM


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QUOTE(rtsy2 @ Oct 16 2012, 11:21 PM)
So, the interest is only payable when you withdraw the SSP? Am i right?
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Interest will be paid directly into your account.
The interest will be paid 2.42% PA for the highest with requirement as least $3,000 in account.
While $1,000 only be paid 2.00% with requirement at least 6 months deposit.

there're few categories such as category 1, 2, 3, 4 and SSP high savers with minimum deposit $5,000 above for SSP gift draws.


Added on October 17, 2012, 10:09 am
QUOTE(vanpersie91 @ Oct 16 2012, 11:17 PM)
how to start investing in SSP? I'm interested since few years back (due to their attractive giveout like this hehe) but dunno how to start sad.gif
*
In my personal opinion, SSP purchase is not consider as an investing, it more likely a lucky draw system. The payout is not very high as the maximum only 2.42% PA.

If you're really interested for the SSP draw. you can visit any BSN branch counter and their bank staffs will be willing to give you a helping hand. Once you had deposited a certain amount, you will be given a certificate.

Minimum saving is $10 = 1 units.

Please be mind, the certificate only acted as a resit or proof. if you lose the certificate, there will no penalty charge, the certificate only to ease their bank staff to track your record.
Your certificate can be fully or partly redeemed after 45 days from the issuance of certificate.


If you want purchase SSP more faster and flexible. You can open a BSN Matrix-i / Matrix Card Holders GIRO-i , and you could just purchase your SSP at the ATM machine in the future.

More info,
http://www.mybsn.com.my/content.xhtml?contentId=181

Happy draw.

This post has been edited by adolph: Oct 17 2012, 10:14 AM
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popice2u
post Oct 20 2012, 06:50 AM


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my dad bought rm2k 20 yrs ago, until today lucky draw apa pun tak dapat...
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adolph
post Oct 20 2012, 08:15 AM


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QUOTE(popice2u @ Oct 20 2012, 06:50 AM)
my dad bought rm2k 20 yrs ago, until today lucky draw apa pun tak dapat...
*
Yes.

The reason they offer an attractive gift only to lure the public to put their money into their plan that they're offering,
At the rate of 2.42% PA, interest payout seem too low, unable to compete inflation rate. bad for long term saving since you still losing money as the Malaysia Inflation rate currently can goes as high as 3.6%.

This post has been edited by adolph: Oct 20 2012, 08:16 AM
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faiz 555
post Nov 22 2012, 09:14 PM


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i just bought Rm1000 today.... this money im not use.... so i think, better i do an investment.... anyway i can kills two bird with a one stone.... dividend & prizes hehehe....
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adolph
post Nov 22 2012, 09:34 PM


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QUOTE(faiz 555 @ Nov 22 2012, 09:14 PM)
i just bought Rm1000 today.... this money im not use.... so i think, better i do an investment....  anyway i can kills two bird with a one stone.... dividend & prizes hehehe....
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$1,000 equal to 100 units, 1 units = $10
profit sharing is 2% interest rate.
That's not much, but better than current and saving account offer by banks.
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inoitu
post Nov 22 2012, 09:37 PM


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Any dividend? Over the years didnt recieve any.
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adolph
post Nov 22 2012, 09:45 PM


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QUOTE(inoitu @ Nov 22 2012, 09:37 PM)
Any dividend? Over the years didnt recieve any.
*
No dividend, this is partly like a saving account or fixed deposit. only interest with minimum 6 deposit, which equivalent to 2% or 2.42% for $3,000 above at least 12 month deposit, and given a chance to try luck to get the gifts, but ratio is low, that's why called "luck". smile.gif

It just like put as a flexible place for a moment, withdrawal will be eligible once reach more than 45 days.


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faiz 555
post Nov 22 2012, 10:10 PM


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QUOTE(adolph @ Nov 22 2012, 10:34 PM)
$1,000 equal to 100 units, 1 units = $10
profit sharing is 2% interest rate.
That's not much, but better than current and saving account offer by banks.
*
i know it's only 100 units....just try my luck.. if im not get any prize i will get the dividend.. if im lucky i get both:D
saving account also not pay high, average max 3% p.a i think..and no monthly draw..





This post has been edited by faiz 555: Nov 22 2012, 10:14 PM
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adolph
post Nov 22 2012, 10:26 PM


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QUOTE(faiz 555 @ Nov 22 2012, 10:10 PM)
i know it's only 100 units....just try my luck.. if im not get any prize i will get the dividend.. if im lucky i get both:D
saving account also not pay high, average max 3% p.a i think..and no monthly draw..
*
You have your point,
but for Bumiputra, there's a lot of good saving accounts to offers, such as Tabung Haji. That's not actually dividend, dividend and interest are different.

Anyway, wish you the best too.

This post has been edited by adolph: Nov 22 2012, 10:26 PM
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faiz 555
post Nov 23 2012, 12:08 AM


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QUOTE(adolph @ Nov 22 2012, 11:26 PM)
You have your point,
but for Bumiputra, there's a lot of good saving accounts to offers, such as Tabung Haji. That's not actually dividend, dividend and interest are different.

Anyway, wish you the best too.
*
yeah i have one... thanks for info.. before this i thought they both are same...

i google for it and get this answer = http://answers.yahoo.com/question/index?qi...18232752AAoOsGE
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rotloi
post Jun 22 2014, 04:30 PM


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I cant believe BSN existed for 20 years..
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davinz18
post Jun 24 2014, 04:03 PM


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OMG! people still investing in SSP-BSN shakehead.gif
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shankar_dass93
post Jun 28 2014, 02:29 PM


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QUOTE(davinz18 @ Jun 24 2014, 04:03 PM)
OMG! people still investing in SSP-BSN  shakehead.gif
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One of the main reasons that people choose to invest in this is due to the attractive prizes that could be won such as the C-class and BMW 3 series.
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davinz18
post Jun 28 2014, 03:54 PM


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QUOTE(shankar_dass93 @ Jun 28 2014, 02:29 PM)
One of the main reasons that people choose to invest in this is due to the attractive prizes that could be won such as the C-class and BMW 3 series.
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but the chance are so slim & need to wait for years if lucky cry.gif
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wil-i-am
post Jun 28 2014, 06:56 PM


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M still holding since 2000
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ikanbilis
post Jun 28 2014, 08:17 PM


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QUOTE(rotloi @ Jun 22 2014, 04:30 PM)
I cant believe BSN existed for 20 years..
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I was a kid when i first bought SSP. That time they dont give interest, only got luck draw. But i also never win anything before. And that was 30 years ago. wub.gif

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davinz18
post Jun 28 2014, 10:20 PM


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QUOTE(wil-i-am @ Jun 28 2014, 06:56 PM)
M still holding since 2000
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Got win anything since holding it? hmm.gif
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wil-i-am
post Jun 28 2014, 10:38 PM


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QUOTE(davinz18 @ Jun 28 2014, 10:20 PM)
Got win anything since holding it?  hmm.gif
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None
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davinz18
post Jun 28 2014, 10:47 PM


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QUOTE(wil-i-am @ Jun 28 2014, 10:38 PM)
None
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14y keeping it, didn't win anything shakehead.gif
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wil-i-am
post Jun 28 2014, 11:12 PM


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QUOTE(davinz18 @ Jun 28 2014, 10:47 PM)
14y keeping it, didn't win anything  shakehead.gif
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Not ezy to win
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[Ancient]-XinG-
post Jun 29 2014, 08:43 AM


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Got la... My family member got win few times...

the price is units. Lolz. Thn reinvested into the same account. At most win 100 units.

hope got car lol!!!!
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nujikabane
post Jul 9 2014, 02:43 AM


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QUOTE(faiz 555 @ Nov 22 2012, 09:14 PM)
i just bought Rm1000 today.... this money im not use.... so i think, better i do an investment....  anyway i can kills two bird with a one stone.... dividend & prizes hehehe....
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QUOTE(faiz 555 @ Nov 22 2012, 10:10 PM)
i know it's only 100 units....just try my luck.. if im not get any prize i will get the dividend.. if im lucky i get both:D
saving account also not pay high, average max 3% p.a i think..and no monthly draw..
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Hi there,
Any luck so far ?
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ikanbilis
post Jul 9 2014, 03:14 AM


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Sibei tipu. i put for 20 years oredi habuk pun takda!
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nujikabane
post Jul 9 2014, 12:35 PM


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If I understand how it works is that;

They only take it in batches old old tickets.

Say, if the last draw in Jan it may be for tickets bought in 1978.
Then, they will select tickets bought in 1979 for the next draw in, Say, Feb.

Basically, if you are holding a 'newer' tickets, say circa 2OOO onwards,
your turn may only come years later.

So, it is wishful thinking that you'd be able to reap the 'rewards' or 'cashout', that soon..
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kreosotum
post Oct 7 2014, 02:06 AM


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Hi all..

All -ve comments..wondering should i be trying this ssp..but i just want to try n invest rm100..hehe..agaknya ada dividend tak?? Hahaha..


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oneeleven
post Oct 7 2014, 08:59 PM


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QUOTE(ikanbilis @ Jun 28 2014, 08:17 PM)
I was a kid when i first bought SSP. That time they dont give interest, only got luck draw. But i also never win anything before. And that was 30 years ago. wub.gif
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+1 here
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Mr.Docter
post Oct 7 2014, 09:55 PM


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Never heard anyone I personally know win this thing.

Sound like too good to be true, statistically speaking. Or even simpler - pure luck.
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Sarah Jessica
post Oct 8 2014, 12:28 AM


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People still believe in this SSP. None I know of managed to get anything from this yawn.gif
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Darren
post Nov 12 2014, 10:30 AM


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Oh man, like that maybe I should withdraw my SSP then.

Won RM500 SSP vouchers from Acer during OMG campaign. Thought can strike something with the 10 tickets that I get. Better give up then...

Damn, ter-use my bro acc again sweat.gif

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flyingteeku
post Nov 12 2014, 11:33 AM


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QUOTE(nujikabane @ Jul 9 2014, 12:35 PM)
If I understand how it works is that;

They only take it in batches old old tickets.

Say, if the last draw in Jan it may be for tickets bought in 1978.
Then, they will select tickets bought in 1979 for the next draw in, Say, Feb.

Basically, if you are holding a 'newer' tickets, say circa 2OOO onwards,
your turn may only come years later.

So, it is wishful thinking that you'd be able to reap the 'rewards' or 'cashout', that soon..
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This is not true at all... i started putting some money in BSN SSP last year, and 2 months ago,i won RM100 certificate
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ibm632
post Nov 12 2014, 12:57 PM


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Another method to join SSP is participate in PruBSN Ummahlink ... Money in Cash Builder will be counted for the lucky draw
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gulstein86
post Nov 12 2014, 01:01 PM


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QUOTE(popice2u @ Oct 20 2012, 06:50 AM)
my dad bought rm2k 20 yrs ago, until today lucky draw apa pun tak dapat...
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same with me..SSP number no ong i guess.. laugh.gif
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popice2u
post Nov 12 2014, 05:19 PM


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habuk pun taklah
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kmarc
post Nov 12 2014, 06:19 PM


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I have about 6k SSP held 20+ years. First 10 years won twice..... rm 100 each time. After that, no luck till now.....
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kumprinx
post Nov 14 2014, 04:24 PM


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I have few hundred inside.
sudah kena twice rm100 cert.
Tebus, then go eat chicken rice to celebrate.
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low yat 82
post Apr 27 2015, 02:38 PM


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kanasai..got 1 SSP kept for 17years.. takda kena apa apa pun.. ptuiii
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aiskrimcup
post May 22 2015, 12:19 PM


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Esok nak try beli sijil RM10, mohon dapat lah Mercedes C200 W205 baru tu, amin
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