Sep 11 2012, 10:27 AM
QUOTE(steve88 @ Sep 11 2012, 09:41 AM)
Hi lyn members,
I signed a loan offer letter recently and during the session, my banker advice me to take a house insurance. So he suggested either MRTA or MLTA. According to him, MLTA have to pay monthly or yearly where else MRTA only pay once. So i decided to pay MRTA instead sincce i cant afford the monthly payment of MLTA despite the benefits of it. But im not sure how to calculate MRTA. Can anyone show me? Heres my details.
Age : 25 years old
Loan: RM250000
Thank you.
You can find a calculator for MRTT (= MRTA) hereI signed a loan offer letter recently and during the session, my banker advice me to take a house insurance. So he suggested either MRTA or MLTA. According to him, MLTA have to pay monthly or yearly where else MRTA only pay once. So i decided to pay MRTA instead sincce i cant afford the monthly payment of MLTA despite the benefits of it. But im not sure how to calculate MRTA. Can anyone show me? Heres my details.
Age : 25 years old
Loan: RM250000
Thank you.
http://cb.cimbislamic.com/index.php?ch=gen...pt=cimb_islamic
but your bank may use a different rate, so the final premium can be different by +-10%.
Or you can visit the govt bahagian pinjaman perumahan website. Several banks have their MRTA calculator there.
For young pople MLTA will be a better option, if get afford the cashflow.
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