why not FLX SE?

persona is still sold by proton but most will avoid it
why?..simple
because even a saga is better equipped thn persona and yet still cheaper
and persona is still on those quite bad 4AT
i'd recommend saga FLX SE for u...or go for preve

saga flx before raya got rm1.8k discount. now not sure got or not.

downpayment really depends on how much u can afford. my saga flx, i paid half for downpayment, then remaining half in 3 years loan.
interest rate i got was 3.36%. but then i got work part time to cover the monthly loan payment.

previously i also comparing flx and new myvi. in the end i bought flx cos of the space in the car(im 183cm height), and the handling. FC is almost the same for both car.