QUOTE(NaGeNaZ @ May 29 2013, 03:48 AM)
I can't find major difference between bank loans. Please share your thoughts if otherwise.
from what i found out during my 1st time taking loan,
example, some give blr -2.3%. some give -2.4% or whatever different amount..
some flexi can dump any amount of money to reduce the principal, some can dump money but it just counted as 'advance payment' where it will only be deducted for next month payment. some can only put money in increment of 1k, meaning you cant put rm500 as to reduce the principal..
apa lagi ek.. some have lock-in period, where u cant pay lump sum to clear off your debt in a specified amount of years, eg 3 years.
come share what u got lah