1.Starhill - hotel
2.Al-AQAR Healthcare - healthcare
3.Al-Hadharah - plantation
4.Sunway - mix. majority retail mall.

Liabilities include payables etc. But in gearing ratio, I believe only borrowings/loans are taken into account.

Non-current liabilities just means liabilities that due within a year time.
So if the borrowing is due within a year, the amount will be transferred from non-current (last year balance sheet) to current.

Payables, provision and also borrowing due within a year, all are under current liabilities.

So one cannot assume borrowing is all under non-current liabilities, as borrowing can be in non-current liabilities as well as current liabilities.

Normally, one should be able to spot the actual borrowing amount, as they are stated in the balance sheet details.
Those operation and routine payables are under current liabilities are not borrowing and normally not considered in gearing ratio.