roystevenung,

Which may not help anyone of us when the government had spent all of our money before UBAH.  Our government debt is the same size as EPF now.  IMHO, PRS is just another way for the government to TRAP our money in Malaysia.

I ASSUME that I will not get any of my EPF money back when I retire.

Dreamer

robertchoo,

LOL!!!

And, how would that help ANYONE when the economy crashes?? The money have to be out of Malaysia in order to be SAFE.  In fact, since in most cases, the EPF is only used for down payment, that would tie a person down financially in Malaysia even more.

Dreamer

P.S.:  You work for a bank.  Stop giving advice to people that only BENEFIT you.