I just bought CIMB prs moderate fund yesterday after frustrating visit to 2 public banks. One, officer on leave... ...., next one, says, i need to buy via agents and PB PRS is only launching next year first quarter. The current public bank PRS fund was launch by public mutual and you can't buy it via PB.

Ended up, i went straight to CIMB and bought it within 30 minutes. Less hassle as compared to PB where you need to make appointment with agents lar, etc etc. To me, i hate meeting up with agents as i don't like to waste my time listening to their BS.

Like some folks mention here, the 26% saving is already a bonus to the interest earned. I am not particular bother about which fund as long as it's convenient for me to buy and CIMB was the easiest at that moment.