More info:

GRR is based on 6.5% of price after rebate, Developer will start pay 5+1month after completion. and its paid quarterly.., but for the up front payment, you'll have to pay the difference after rebate and loan.

GRR for 3 years only which means if your unit is 800k after rebate, developer will pay your GRR at RM52,000 P.A.

BUT developer also provide Advance Rental Payment Scheme (ARPS) which means u can use the advanced rental to contra your upfront payment, but is based on 5% after rebate.

for ARPS if your loan is 80%:

100% - 7% rebate - 80% loan - 10% of 2years ARPS = 3% is upfront payment.

For both GRR / ARPS, furniture package is a must, 52k or 55k (based on unit size). BUT, you can contra it with your 3 year ARPS, and pay the balance when sign SPA.

for ARPS (800k), example of calculation :

3% = 24k, furniture after ARPS = balance around 15k = total investment = 39k.